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Now displaying: September, 2018
Sep 28, 2018

What happens when companies are breached?  Listen in as I discuss the effect of a breach on their customer base.

Walmart is going to use blockchain to help to secure our the food they sell customers.

Why are we seeing such an upswing in Spear phishing? Tune in and I will explain it in more why it is now more dangerous than ever before.

Sale of Information on the Dark Web is increasing.  Today I will talk about why we are seeing more activity and higher prices being demanded.

It is coming, 5G is a huge leap.  I will discuss how this technology is going to change how we access the internet.

Craig is putting up a new insider site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/29/2018

Breached companies lose customers. Spear phishing more dangerous than ever. Dark web pricing trends. 5G is going to change everything.

Craig Peterson: [00:00:01] Hey, WELCOME. WELCOME. Craig Peterson, here, joining you as I try to every Saturday morning. Thanks for joining us today. Hey, we've got a lot, as usual, to talk about in a short time to talk about it. We are going without commercial breaks, again. We have so much to cover and I got to thank, of course, I Heart Radio for airing this show on their stations and it's kind of fun. I was just adding it up. You know, I'm almost at my 1000 weekly episode. That is a lot, hence, a lot of airtime some of those shows were three hours some even four hours long. I used to do an interview format show. Now, it tends to be just me talking about some of the stuff that really matters to everybody out there in the news. So thanks to Iheartradio for airing the show again. Now moving on to, wow, close to 20 years I guess. Really weekly radio appearances by yours truly and of course, then a lot of television over the years, as well. I also want a quick shout out thanks to everybody that responded to my survey. You should have gotten an e-mail last week on Saturday. Maybe you opened it up during the week and then a reminder on Wednesday, please just take about two minutes, that is all it takes.

[00:01:23] Click on the link, right in there. I really do want your opinion. I'd like to know what it is you'd like to hear about here. I'm also doing another master class. Remember, last year it was in June, I did a three-seminar class that went on for about eight hours. It was on securing your computer, no charge for anybody involved. We're going to do some more teaching, but I really want to know what you guys want. What do you want to hear about what you want to learn about? The only way to let me know is to tell me, so if you haven't filled out that survey please do. If you don't have a link to that survey, just go ahead and send me a quick note. Just me at Craig Peterson dot com or you can text me as well at 8 5 5 3 8 5 fifty-five fifty-three. If there is any question, that you would have about security, that you'd like me to have a masterclass about. All at no charge text me at 8 5 5 3 8 5 55 53. Anybody, that answers the questions you are guaranteed a free seat in that class. And of course, I have courses as well for my clients that are out there.

[00:02:32] And who knows, maybe it makes sense for you to become a client, but for most people who are listening, you're probably too small, you're probably not too concerned about your business assets. You know you're not worried about somebody breaking in and stealing things or losing your client information. But for everybody else, there maybe there's some stuff we can do. OK, so big stuff today. We've got 5G coming out we're going to talk about what the carriers are doing how they're all getting prepared for this new technology. It's going to completely change the way we access the Internet and the way our devices access that, as well. We've got an interesting statistic that came out of the Black Hat Defcon conferences, just about six weeks ago, that I hadn't noticed before. We'll be going into that. If you're a consumer you're probably affected by this, as well, right. We had our data that was stolen from Equifax. Equifax is still in business we don't have the option of not doing business with them right. Well, technically we are. Once again the product right Equifax is still in business still doing great and we are still messed up. Those tickles in your throat when that happens. But, we're still in big trouble right because our information is out there. They're not issuing new social security numbers but they are issuing new credit card numbers and new bank account numbers.

[00:04:02] Right. But, Equifax is still out there they're still kicking around. Well, businesses that people don't have to do business with, have a different story. Even though Equifax is still in business. This is this is incredible here. Other businesses that don't have 48 percent of consumers avoiding services after a business has a data breach that is absolutely huge. Nearly all organizations that have been hit with a security incident report a long-term negative impact on both revenue and consumer trust. That is absolutely amazing. Consumers are getting frankly asking for a higher and higher standard for where they store their data and the how all of their data is protected while it's there in storage. And in this digital age you know you've got to right, you've got to be very careful about your data where it is and what they're doing with it. 80 percent of consumers are reporting is very important or crucial. Their personally identifiable information is protected online. 86 percent say a high level of data protection is a priority in choosing online services. That's from a technology and Frost and Sullivan So you know very reputable company there about half of the organizations report involvement a publicly disclosed data breach of those nearly all say they have experienced a long-term negative impact related to client trust and or revenue. So, it's absolutely huge you've got to pay attention.

[00:05:40] You have to be safe. This goes back to my survey I found that the majority of people that have so far answered the survey said the things that matter to them are protected. Protecting their data, protecting their bank accounts, their company bank accounts. By the way, It's come in is number one in the survey. Your own company's bank account. Number two is the customer's information. So, those are the top two in my survey. And I thought that was really kind of interesting, that's what people are trying to protect out there. So, it's very important or crucial, if you're a business you just can't afford to lose the consumer's trust because you will eventually go out of business. In fact, the statistics are still terrible. Customers are, excuse me, our customers but businesses that have been breached are likely to go out of business very, very quickly. So, that leads us to kind of our next story, actually does do this. but spear-fishing here you know about Russian attempts to meddle in the election while wow spearfishing has really become quite the science. Now, in case you don't know what it is. Fishing -  ph I sh ing - phishing is where the bad guys go out there looking to try and find data, try and find information, and then use it against a company or an individual. And that is exactly what it looks like.

[00:07:04] That is what happened to the Democrats last time around that all of these e-mails were disclosed because of the phishing attack, where you basically get an e-mail back in the day it was you know terrible language or wasn't worded properly and it was purporting to be from your bank or career I.T. people. Well, it turns out, that even though Podesta who last year had a password that was password. Oh my gosh, and lost all of the Democrats e-mails its' just kind of crazy. And by the way, the Russians weren't just going after the Democrats they were going after the Republicans and they're not just going after political parties, they're going after everybody out there, and they are using spearfishing. These are e-mails that have had hyperlinks embedded in them to go to a fake Web site and we just had news that was about a month ago you remember this reported quickly on this. But Microsoft blocked six fake Web sites that Microsoft thought were probably going to be used by Russians in order to meddle with our election. Now, we've got news coming out that the Chinese are also in the process of trying to meddle with our election, which of course, is a very bad thing as well. So, in this case, they send an e-mail. It looks legitimate enough and it has in it an embedded link, people clicked on the link.

[00:08:34] Now, it will take you to a Web site that usually looks legitimate. So, the e-mail might be pretending that it's some you know, PayPal or whatever, it might be some bank etc.. And it's not, frankly just about a month ago the Israeli Defense Forces IDF reported a social media phishing campaign that it was attributing to Hamas. So, they were trying to get the IDF troops to download malware, again, using fake Social media profiles on Facebook, Instagram, WhatsApp. What's more Facebook and Twitter have both blocked profiles linked to Iranian Russians and Chinese operatives used to try and spread misinformation. But, it really is helping to reveal a critical weakness of these influence campaigns because they're using overlapping profiles on multiple platforms. So if a social media company notices something then they can go ahead and talk the other social media companies and basically take out these bad guys all at once. I think it's really good. The whole concept of walled gardens and trying to keep things separate just doesn't fit in with this thing. Also, one of the things people complained about is that you can go to a Web site and it looks like it's the right Web site. We ought to mention that. But have you noticed the certificate you know a lot of people have been trained that if it has that locked in the corner by the R-AL they've been trained that OK well that means it's safe?

[00:10:09] I mean it's a secure server. Now, I can't emphasize this enough. A secure server is not a secure server. In other words just because it says that this is a secure server certificate and this has been validated it doesn't make it so. Two things that I want I want to make really clear, everyone needs to remember one it does not mean that the data on the server is secure. It has nothing to do with that, whatsoever. So your data might be secure in transit, but once it gets to the other side, it's not the not the right guy. The other thing that it does not mean anymore is that it really is the entity you're looking for. So, if you're trying to go to I'm just picking on PayPal. Here PayPal has a really good track record of being secure so, I'm just using them as an example one might know. So if you go to a Web site and it looks like it's PayPal and it was up in the corner they're up by you are the little lock indicating OK's to a secure server and if you click on that lock, it'll tell you the details about the security certificate. Those can be faked and they are being faked. In fact, the research that has been done recently shown that these sites that are being used maliciously to spread false information.

[00:11:30] Those sites are in fact being used with valid secure certificates, SSL certificates. So, just because there's a certificate does not mean that it's safe. OK. Everybody needs to remember that. So, it's a big deal. They are meddling with the election already. I heard a rumor, I should look this up but I think it was West Virginia, but apparently, some state is now allowing you to vote via your smartphone, which is absolutely idiotic at least as far as I'm concerned. Why? It's just almost impossible to secure that sort of stuff, so be very careful out there. OK, so let's talk about removing yourself. What information do these social media and other sites have about you? We already know Equifax has way too much about these other guys. Well, we had a couple of guys I think it was about a half a dozen that went out online and they did a little bit of searching online for their own data. And they found a bunch of very interesting things out there of some very very interesting things. Well, bottom line Google is your friend when it comes to finding your information online. Because even though Google does not index the dark web, they do a very good job of indexing the rest of the web.

[00:13:00] So, they wanted to know whatever information is out there. And what does it mean? And they found a lot of information about them, as you might expect, but then they decided let's take this to the next step and you'll see this article online. It was published ZDnet. There is a ton of great information. We definitely don't have enough time to get into all of it, today. But, they decided hey what happened in this day of GDPR are which is the European data privacy law. And, in the U.S. We have some privacy laws, nowhere near as strict as what they have over in Europe. But, in this day of so-called data privacy how much privacy do we have? What can we find out? You're supposed to be able to request from these companies, information about you. What do you have on me, out there? And of course, that's a very good thing to know, right. You'd want to know what businesses might be keeping about to, et cetera, et cetera. I know, I do and I have asked before. So, that's what these guys did. They went online and they started to poke around a lot and in some cases, they tried to request the removal of their data, and it was interesting because they got various types of responses from some people and some businesses out there.

[00:14:19] Google has their privacy checkup, which obviously you should pay some attention to go online to a privacy checkup. There are services online like delete me. There's a paid subscription service and it goes ahead and tries to get your data removed from online. Some of these Web sites, have what would amount to hundreds and hundreds of pages of information, about you. Some of the data brokers the data miners are really going crazy and some of them claim to have over 100000 data points on every adult in the United States. Think about that one. So, it's a scary world. If you're concerned about this. I'd love to know. But check this out, it's on my website at Craig Peterson dot com. And, if this is something you'd like me to cover in a masterclass, let me know as well and just put the subject of master class to send e-mail to me at Craig Peterson dot com, or you can text me at 8 5 5 3 8 5 55 53 and I will be more than glad to talk about and give a little class about that and a couple of other things we have up our sleeves. Next stop, here we're going to talk about 5G and a new use for blockchain. This is going to be surprising, I think, to a lot of people.

[00:15:40] Now, you probably heard of block trading. And most people when they think of blockchain they're thinking about bitcoin or some of these other cryptocurrencies that are out there. The whole idea behind block chain is to have a ledger. 

[00:15:55] And, you know remember we've seen Ledgers for years, if you ever watch A Christmas Carol you saw Legers being used in the accounting office, right. Who owes who money, back and forth and ledgers can be changed. And that's been a problem over the years. How do you know your bank's Ledger is correct? Good accounting practices use double entry ledgers to help correct and catch mistakes, but how about the malicious things that can happen and that do happen that are out there. Well, it gets to be a real problem and that's what blockchain kind of things hoped to solve. And I say kind of, because they haven't really solved it ,and I've been extremely disappointed in the massive adoption of the blockchain technology because the idea behind blockchain is if we have a thousand people all maintaining the same ledger and we assume that they're pretty much all valid maybe there's a few people trying to mess around but if there's a thousand Legers or 100000 Legers then we know that everything's legitimate right because it's all signed and it hasn't been messed with. And we can always validate based on looking at other ledgers that are out there. While, that whole concept behind block chain is being used now, by a few different companies, in order to do some kind of fancy things. First of all, some banks are already using it for literally their ledgers, right. There are bank ledgers and they are tracking the bank's ledgers and transactions between banks.

[00:17:30] So, it's already been used for interbank transfers interbank loans. You know the whole overnight rate and everything you've heard about before. Well, this is a big surprise to me. But Wal-Mart is about to jump into this block chain business and apparently by January 31, 2019, Wal-Mart has set a deadline for all of their direct suppliers to use blockchain technology to track food. Yes, indeed that head of lettuce that spinach that you buy over at Wal-Mart is going to be tracked with blockchain. And the idea behind all of this is that that they want to be able to trace the food, berries, mangoes, baby food, you know about the scare we had when it might have been a decade ago about spinach, and some of the nasty stuff in the spinach baby food. Remember, the scare with glass in some of the baby food bottles. Chicken with you when you're talking about salmonella or other types of diseases the same thing is true with beef. Wouldn't it be nice to be able to trace that food all the way back from the truck it was on, the box manufacturer that made the box that the chicken was shipped in with a plastic wrap that was inside that all the way back to the supplier or what day?

[00:18:56] Who handled it, everything. While IBM food trust has been working on blockchain technology to do just that, track all of the food. Very, very cool and it gives a much more complete view of the entire food system than what is currently available from anybody. And it is certainly stronger than the basic federal regulations are currently requiring. So, this is a really good pinpointing the source of the food contamination. It is almost certain, I can't see how it would not improve public safety. It's going to save lives because we can more quickly track down what other food might have been contaminated, where did it go, who might have sold it, where might it be sitting. The head of food safety over at Wal-Mart. Frankie Anice is saying that it's ultimately going to save money for retailers and farmers who have been swept into overly broad product recalls, in the past, and I've seen that before too. Because it's like OK, everything that came out of this plant is now recalled and you're talking, sometimes millions of eggs or millions of pounds of different types of foods. And it's a real problem. We had millions of bags and heads of romaine lettuce that was thrown out due to interruption of E. coli. Earlier this year 36 different states, so that one particular E. coli outbreak caused 210 people to get sick and five to die.

[00:20:30] And that's according to the CDC. So, very, very big deal this food trust blockchain is going to be a big deal, as well. And it's going to help promote food safety. I like it. I like that kind of transparency that that depth of view into our food supply. I think that's really important. OK, we've got some pricing trends coming up here. What's it worth? To steal your information and try and sell it on the dark web. Yeah, the pricing has changed. And I got to say the pricing has not changed for the better here. But for cybercriminals, the whole dark web is growing more profitable every day. And for those people that signed up for my Dark Web report, you know you've been getting them every month. And I got to say something about this too for the first time I think in about a year we did not have any of our listeners here who signed up for that free monthly dark web scan. None, of them, showed up in any of the reports this month. So, that's a very very big deal. First time ever we didn't have any new shows, obviously old stuff is out there but no new stuff so good for you. That means you guys are listening and paying attention. I really appreciate that. And I want to go by the way a quick shout out to a couple of new clients here, too.

[00:21:52] Tom and Jared as well. We ended up doing scans for them looking for information that if it was breached would be a bad thing. Right. Personally identifiable information, as well as stuff that would violate various state and federal requirements. So quick shout out to both of them and their companies. But in this case, the dark web is growing more profitable every day. And this is particularly true for stolen credit card data. Prices have gone up over the last three years as much as 83 percent. Isn't that amazing. For the US, Canadian, United Kingdom, an Australian credit cards, that is by the way. So Armors Threat Resistance Unit says, stolen credit card data is of great value to the cybercriminals because of the number of ways they can use it to commit fraud. So, they do everything from what you've heard before purchasing high-end merchandise for resale, for money laundering, and funding other illicit activities. Remember I told you about the lecture I attended in talking with the Secret Service officer about what they're finding and how can bad guys move money around because as a rule, they can't. All right what are you going to do? They don't trust each other etcetera, etcetera. The whole problem. The conundrum, the prisoner conundrum, but a different show for that one. So, anyhow the values going up, the prices going up that means we've got to start being very careful.

[00:23:26] There's also an increased Dark Market for cloned ATM cards, passports, prescriptions, and even prescription labels, all of them have increased in performance or in they've all increased in importance over the last three years. OK, we are finally making it to five G we've talked a little bit about 5G in the past it is coming. It's going to have a massive impact on almost every facet of how we use the technology we're talking about faster speeds, lower latency, which means the turnaround time and also in cost, so there'll be huge new frontiers for us. You know right now some cars have Wi-Fi hotspots in them. It's going to become the norm because it's going to be so cheap, so fast, so available. There are already clothes, we talked about Levis with their jean jacket that had built into it sensors so that you could control it just by swiping your arm on the sleeve of the jacket. Well, think of all with 5g you could build right into that code all kinds of sensors that are monitoring everything right your heart rate your not just the rate but your cardiac monitor, video screens, you know you name it you go jogging in the morning and you're concerned about getting mugged because you're going through New York's main parks or wherever it might be you know your clothes could be streaming a video feed 24/7. 

[00:25:03] And the cost on that will be minimal, absolutely minimal. Or if you hit a panic button it'll automatically upload the last half hour of video and sound or whatever from a 360-degree radius around you. This is absolutely phenomenal, what's going to happen. It's going to open up everything and then think about the self-driving cars that are coming. Right now they have to have a lot of very expensive sensors on them but if they could all communicate all share that data push that data back you know you to the blockchain stuff earlier with Wal-Mart and what they're going to do to keep your food safe. Well, think about what could happen now of all of the cars all of the sensors and everything everywhere. We're sending all of this data to a central database where it is validated and put together. And now the cars have an up to the second. Up to the second. It's just I'm just shaking my head it's amazing here. But up to the second information about road conditions everywhere out there. So, this is really going to be huge. This is really the fifth generation of cellular network that's why it is called 5G. This is, you know we've got 4G LTE right now and I'm going to give you the real basics.

[00:26:23] I got a great article that I got from the verge that's up to my website at Craig Peterson dot com. But, five Gs is a set of standards, of course, it's been adopted internationally as well in the U.S. but they're able to move forward because in December last year 2017. They agreed on the basic standalone standards. They have other standards as well. It's a much more complex network. They have to have a lot more cell towers if you will, but they can be tiny. So, in an area that might have only had a couple of towers before eventually here, there could be dozens of towers, just everywhere. It's just going to be amazing. Everything's about to change. Remember, how fast LTE was when it came out. While that's what's going to happen again that's going to be fast, fast, fast. All of the major carriers are working on it. We've got What T-Mobile and Sprint are trying to get together so they can build one really big and strong 5G network. We'll see how that all goes. But, everything's about to change when 5G comes out. And you know we are about to change, give it a couple of years. All right again if you have any comments if there's anything you'd like me to cover in a master class make sure you e-mail me right now. Just me at Craig Peterson dot com.

[00:27:44] Craig Peterson dot com or text me with any comments, questions concerns, or topics for a masterclass to 8 5 5 3 8 5 55 53. I'm looking forward to helping you out. However, I can whatever questions you have. Take care and have a great week. Bye-bye.

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Sep 28, 2018

 

Is it time to upgrade? Apple's new products - iWatch 4 and new iPhones.

Do you share your streaming passwords?  Listen in and you will hear about who is sharing theirs, and what might happen because of it.

Who owns the content on your digital device?  Turns out -- not you.  Listen in and I will explain why.

Craig is putting up a new membership site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

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---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/27/2018

New Apple Products and Mis-Use of Digital Streaming Products 

Craig Peterson: [00:00:00] Hi everybody. Craig Peterson, here. I was on the radio on Maine this morning. And you wouldn't believe this commercial, I should have recorded it, but it was a commercial for you to reserve your tickets for Maine's Polar Express. A Train service that runs through the frozen night White North. So, if you're from the south, or someplace warm in the world, it's time to kind of freak out because Maine's going to get socked over the winter. Maybe that's why they have Saco in Maine. Right. They got socked, anyhow. And for those from Maine, Hey welcome. Glad to have you aboard this morning with Ken and Matt. We talked about a few different things. In fact, we had a little banter back and forth about some of the Apple gadgets that just came out, and Ken, of course, he loves Apple. So, we talked with him about what he's doing there. We also talked about a couple articles in the news this week which of course millennials streaming sharing their digital purchases, and whether or not they really are yours. And we covered that a little bit more depth yesterday. So, if you're interested in that listen to yesterday's podcast, but you know millennials sharing streaming is a real problem and the younger kids the millennials are even worse. And Facebook's VPN bottom line, just don't use it, OK. I wish there is a great alternative to Facebook, I just haven't found it yet. So, here we go and thanks for listening. Thanks to those people who did go ahead and respond.

[00:01:33] We had quite a few more responses to that little survey that I put up. So, here we go with Ken and Matt. 

[00:01:40] He's back again. Ladies and Gentlemen Craig Peterson, our tech guru. He joins us at this time every Wednesday, to give us an eye on the world of technology. Craig, how are you, sir? 

[00:01:50] Hey, Good morning, gentlemen. 

[00:01:52] Doing pretty well one of my daughters and her husband flew in from Europe. She's living in Oslo, now. And, we had Thanksgiving, on Sunday. So, that was really kind of fun for the first time we smoked a turkey in the smoker. So, it was a great weekend. It was nice to see, almost everybody was here. Another daughter in Kentucky and granddaughter, but they didn't make it. 

[00:02:16] We're not sure if you're aware of this Craig, but Thanksgiving is in November.

[00:02:19] Smoking Turkey is not legal, I don't think. Safer than doing it in a deep fryer.

[00:02:27] For years these accidents. Yeah, she can't make it back until after the first of the year. So, we're going we're having we had it on Sunday and the next month we're going to celebrate Canadian Thanksgiving which is in October and then we're going to celebrate you. Do you have to apologize at the dinner table?

[00:02:42] Can't have too much turkey!

[00:02:45] Exactly.

[00:02:46] I love that Matt too. Yeah, well I'm sorry but we have to say sorry but did you eat potatoes, Soe-rry. You've got to say it right. 

[00:02:54] I have to tell you the big news, because I know we've been waiting for this. I have ordered my iPhone 10 s Max. Yeah. Just buy that other iPhone. I try. I'm on the monthly thing that you upgrade once a year. So, yes so I did order it. It's going to be next week.

[00:03:16] It's going to be bigger than my face, but it's you know a lot of people were looking forward to.

[00:03:24] There were lines. But you know frankly, Matt for normal mortals or normal humans. The iPhone 8 versus most of the iPhone 10s. Now, of course, they killed the 10, straight 10, but the 8 is just playing good enough. I don't know how well Apple's going to do with this. You know I think they were smart to have that program that Ken signed up for. Where,

[00:03:48] I would not have bought it, otherwise. Yeah. You understand that every time something new comes out you, have to buy it do you not understand that.

[00:03:56] Well yeah. And whoever has the newest toys wins.

[00:04:01] That's right. Exactly. And I actually am I'm not. I don't use my iPhone with one hand.. I mean I know one of the complaints about the 10 Max is that you can't use it with one hand. I always hold it in one hand and use my finger to do things with it, so to me who is blind and deaf and old and cranky. I have to have a bigger screen, exactly right. I can't see anything. 

[00:04:26] So, I have people calling it like the 10 SMax, no smack. 

[00:04:34] Oh that's funny. I've heard that. Oh yeah. OK.

[00:04:38] I'm not running out to buy one, because they're the only big winner on that phone, frankly, is that it's got amazing graphics if you're doing 3-D or virtual reality. Which clearly he is doing that all the time. I got it because it's bigger, by the way, also is the new iPhone.

[00:04:56] Watch, because I didn't get the iPhone watch, because my eyesight is so bad. So, that's on watch. What do you think about the new watches, it is better? 

[00:05:04] Yeah yeah yeah. It's the iPhone, of course, it's the iwatch 4. And, this is the kind of a big announcement, frankly, from Apple. Its better and bigger than all the other stuff and it's become very, very popular. But, what's interesting about the new watch is that it has now a single wire electrocardiogram built into it. In other words, it can watch your heart rate your rhythms even then read the rhythms. It actually approved by the FDA. So, it really kind of a big deal. People are concerned about the watch and the fact that it can read your heart rate and rhythms and watch for maybe potential damage to your heart. Because now are we going to have more and more people going to their doctor. You know the problem we've already seen in medicine is Dr. Google you know Dr. Google, right?

[00:06:03] Yeah, I know talking about can be his problem. 

[00:06:07] Well, that's where you go online and you search through your symptoms and you find that you're about to die. 

[00:06:12] Yes. Right. Happens daily to my wife. Yes. 

[00:06:15] Yeah. So, thats Dr. Google and so many people using it. So, now people were kind of worried, well with this new watch, which by the way is phenomenal, because it has a built in cell modem and has basically everything available on it. It's just amazing and they changed the bezel to make it a little bit bigger, Ken so maybe you can finally see it. You know scroll one letter at a time on it. But, this new watch is now trying to cause some more problems for doctors, because all of a sudden someone's going to say oh no, oh no, I missed a heartbeat earlier today which happens a lot. Particularly, if you're under stress and for some people and they're laying down on their left side or their back. So the Vegas nerve gets stimulated, that slows the heart down causes, you know, a Bradicardiac rhythm, a slow rhythm etc. Can you tell I was a paramedic for 10 years? But yeah, So that's a big problem, potentially. We'll see how it goes. But yeah the watch 4, is by far the best watch, before this one came out, by the way, the Apple Watch one was still for sale, and it was probably Apple's biggest seller. In fact, it was Apple's biggest seller, because the two and the three just didn't do much for people. But the four, Ken thats real deal. That's all you got to get now. 

[00:07:35] Yeah, I mean Christmas is, right around the corner.

[00:07:38] I'll be good for them. I'm going to send it out to my kids. Do lawyers celebrate Christmas? Oh, the kids.

[00:07:46] I celebrate anything and everything that gets me presents.

[00:07:54] All right Craig Peterson, our tech guru is joining us now, as he always does on Wednesday at this time. Craig, I had an employee tell me a little story, whereby he managed to convince a friend of his in college to give him his NHL hockey streaming password. So that he could watch hockey games and he, kind of just like, never stopped using it and he's he's like 6 years later still able to watch the games because the kid who he got it from still has that password and still logs in and can still use it to watch the games. This is, of course, done by people with HBO Go, Amazon prime, Netflix and so on and so forth, right. Where you're taking passwords and essentially sharing them between people. It tends to typically be something that young people do particularly. Is this a thing? 

[00:08:41] Yeah. Well, you nailed it. It's a huge thing, right. And there is a great article talking about it that just came out. It was on CNBC. 35 percent of millennials, according to this little study that was done, are sharing their passwords to streaming services. That's a lot. And, when you look at it us old guys and gals, here, the baby boomers 13 percent of us shared. So basically millennials are showing them three times as much and they're kind of worried because, of course, now they're losing on potential revenue. Now you could argue that maybe these people would not be watching Netflix, they would not pay for a Netflix account if they didn't have one for free. But, there's just one really cool little note in here, and I don't know maybe this should be part of divorce proceedings or something, I don't know. In this particular case, a young lady, a guy came over to her apartment one night. They had dated, this was kind of the first date and they wanted to watch this movie that just came out on Netflix and she didn't have Netflix so they came over and she had a smart TV. Either you guys have these smart TVs?

[00:09:53] I do, actually, yes I have a 65 inch Samsung Smart TV, that I bought about a couple years ago. Maybe, but I don't know I'm not smart enough to figure it out. 

[00:10:01] Smart TV, Dumb user. The TV is smarter than the user. Yes. 

[00:10:06] Yeah, I have an Apple TV and I really like it.  I think it's great. But at any rate, he went ahead and he put his username and password into her smart TV because it had built into it Netflix and Hulu and all these others. And now years later, and it's still encoded in her TV and she's still using it. And that's kind of the norm. I know one of my kids has done that with our account. And, so every once in a while, we change the user's password. Use your password on it. But it's it's really huge. People 21 and younger are sharing passwords at a rate of almost 50 percent. So, keep an eye on that. Obviously, they're going to have to do something about it. Maybe cause, you know charging more or something but it is a really, really big problem. Bottom line. Then the other digital problem, I don't know if you guys heard about this when I  have a Kindle, I've had an Amazon Kindle for years. Do you remember when the book 1984 from George Orwell was pulled off of people's Kindles to remember that you bought it and I bought the book and then all of a sudden, one day you go into your Kindle, and the book has been deleted automatically by Amazon?

[00:11:33] You don't remember that story? And I actually miss that one. Craig, Yeah.

[00:11:36] Ok. That was a few years back in 1984. Could you get more poetic. At any rate. The problem we're seeing right now is that people are starting to find out that when you QUOTE buy a movie or buy that book END QUOTE. Whether it's on Amazon or Apple or Google, wherever it might be you're buying it, your not actually owning that silly thing in your digital purchases in this day and age it just plain are not yours, and they are the owners of the intellectual property, here. Those owners are now deciding, after you've paid for it. They want to change the terms. And if you read the fine print, when you sign up with any of these services you'll find out that you actually don't really own it. And they have the right to change the terms at any time for any reason without notice. So, more recently some of the terms of change, here for Apple and Apple didn't do this. It was the owners of the movies that did it and people's movies all of a sudden, disappeared. So, if you want to be able to resell it later, make sure you buy the DVD you can resell that. You can resell a book, but you cannot resell your Kindle e-book and you cannot resell your download, you're not title but your video streaming services copy and you can't resell it because you don't own it, and you might not even be able to have access to it in the future. 

[00:13:12] We are talking to Craig Peterson, our tech guru. He joins us. He's at 730 on Wednesday. Facebook and Apple are they having a certain conflict, Craig.

[00:13:20] Craig, Yeah. Apple just pulled Facebook's VPN software off of their store. You can no longer get it. Facebook purchases a VPN company some years ago, and Apple's really good about trying to protect their users privacy. So, what was happening is Facebook had this VPN, people use VPN, you know in order to stay safe. It turns out that Facebook's VPN that was available for free was gathering every little bit of information it could on you it was spying on everything you were doing on the VPN. Apple's new App guidelines absolutely prohibit the collection of any customer data. So, because of Apple's increase here in security and privacy, they pulled Facebook's VPN from the site. And in fact, Apple went so far as to remove apps and share location data with third parties, et cetera, et cetera. I don't know what Facebook's going to do. And as always remember of course when it comes to Facebook and many of these companies it's not free. You are not the customer, You are the product. And this is just proof again, that Facebook's doing everything it can to find out anything about you don't use their VPN. That's been my mantra for the last five-plus years.

[00:14:47] All right Craig Peterson, our tech guru joins us for some tech updates every Wednesday at this time. Appreciate it, Craig. Thanks so much. We'll talk to you again next week. Hey gentlemen, take care. You. All right let's take a quick break we'll come back.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

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Sep 25, 2018

Have you ever bought a book for your Amazon Kindle and have it disappear after some time? Well, it turns out we don't really own our digital purchases. 

Craig joins Jim Polito today as they discuss more about this deception as well as how millennials are causing millions of dollars of losses by sharing their streaming password, on the Jim Polito Show.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

Millennials Are Sharing Streaming Passwords, Costing Companies Millions In Revenue

Your Digital 'Purchases' Are Not Really Yours

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/25/2018

You Don't Own Digital Products And They're Taking Them Away - Millenials Stealing Streaming Services

Craig Peterson: [00:00:00] Hey good morning. Craig Peterson here this morning I talked to Jim Polito about a couple of topics I think you'll be interested in. One is the iTunes Store and article that came out of CNBC and I think this is really kind of interesting. Sara Salinas, S-A-L-I-N-A-S, came up with this article. But millennials sharing streaming passwords. This is a real big problem. It's going to change things for everybody really kind of kind of in a major way, I'm sure because of millions of dollars at risk here and being lost and your digital quote purchases. Are they really what they appear to be? Guess what? They aren't purchases, right. So we talked a little bit about that and my experience of George Orwell's 1984 where you guys are out. Did you ever buy that book on Amazon Kindle and then have it deleted from your Kindle device while it's happening more and more and it's not just Amazon that it's at risk. I also want to say a quick thanks and shout out to all of the people who responded to my survey if you haven't already just take a minute this is going to be so beneficial for you because I have a new masterclass I'm going to be doing. And we're starting in about two weeks I think and I want your opinion what should I be teaching what's going to be real value to you? This is a free class. Okay, so we've got I don't know somewhere 100 plus call or calls responses I think so far 150 people I think click through to the survey so if you haven't done it yet, please do it. Just take it this won't take you two minutes literally not two minutes. Double check if you are a subscriber to my email. Look at my email from Saturday it just comes from me at Craig peterson.com if you are an SMS subscriber check your text messages I sent out on Saturday. And Oh, and by the way, I'd be interested to know when you receive the message as well. Some people are complaining they don't get my texts until like mid-afternoon on Saturday. And I send them out right at the start of the show to remind people about the show. So I don't know it's all crazy. Anyhow, let me know. Go there. Check out your email, check out your SMS. If you are not subscribed already. Make sure you subscribe. Craig Peterson comm slash subscribe. That's how I get all of my articles out to people. All of this stuff that I'm finding online. And I go through hundreds of articles narrowed down to about a half a dozen important tech and security articles for the week. So if you're not on the list, make sure you get on the list. And now here's Jim

Unknown 2:53
He is the man with all the answers. He's our good friend. And he is the Tech Talk guru I'm talking about Craig Peterson. Good morning, sir.

Unknown 3:03
Are you good morning, Craig,

Unknown 3:06
what is this waning moments? So I go to the iTunes and

Unknown 3:10
download a song and own it, let's say Free Bird by Leonard Skinner. And I go to the checkout. And what's the

Unknown 3:23
what's the deal? You mean? I'm paying for something, I don't own it. What are we? What is it? What is this, I'm renting it.

Unknown 3:30
This is a bit of a surprise for people. But we've known about this for a while. For instance, I've had an Amazon Kindle for many, many years. And, and that's the electronic device from Amazon that allows you to read books electronically carry hundreds of them with you. And I love it. I every night before I go to sleep. I have my little Kindle. I don't know if you remember this one or not. But a few years back there's this book written by this Orwell character. And I bought it called 1984. And it was a great book. And I read it and many other people bought it as well from the Amazon store for their Kindle. And then one morning, they got up and the book was gone. It has been deleted from their Amazon Kindle or years

Unknown 4:23
in 1984 to Come on, guys. Really? That's the guys to lead to. Right. Yeah. So a lot of people asked about trying to figure out what's going on. Now we've got a new problem that people are noticing. Actually guys, it's the same problem with the iTunes Store. It's happened with other online stores. And that is that you can't buy anything anymore. You know, if you went and you bought a physical copy 1984 from a store, the courts have ruled that you can take that book and you can burn it. You can do anything you want with it. Almost right. You can sell it to someone else, right? Yeah, the same things true. If you bought a VHS tape or a DVD, there's aftermarket stores still for records if you're still like playing the old records. Yeah. Well, as it turns out, these electronic devices I have a little bit of a change in them know, you remember the change from records to CDs? Yes, I knew all live through that. Yep. Yeah, it was bold enough for that. And, and I remember at the time I was really upset because it costs to the guys that made manufactured and sold the albums you know, those big old black records it cost of about a buck apiece to make those and, and get them out to the store. Okay. And then along came CDs. And a constant of about three cents. Yeah. And, and remember, they were more expensive. A CD was more

Unknown 6:04
expensive. Yeah,

Unknown 6:05
it was like, what was that five to 10 bucks for a record and media like 15 to 30? Yeah, it was crazy. So I was really, really upset. Well, they, they had problems, right, because people wanted to buy the CDs because they sounded better ended up replacing your whole catalog by, you know, you're like, Oh, I want it on CD now. Yeah, it was just convenient. It didn't scratch. It didn't pop, you didn't get clicks, right? All of those wonderful things. So that's what people did. We all upgraded. Well, the music industry in the book industry kind of looked at all of us and said, ointment, and now people are starting to make copies of CDs. And so they got very upset because they were making copies of CDs, you know, these CDs that cost them we, you know, at least 10 times less than it costs them for the old stuff to make. So they were making a lot more money. Well, fast forward to about 1015 years ago, when Steve Jobs came out with the Apple Music Store. He was forcing them just forcing them Jim to sell their songs for 99 cents,

Unknown 7:16
which is a great price point, right? You don't think twice Yeah,

Unknown 7:20
well, 99 cents for a song. It's great.

Unknown 7:23
Yeah, so the guys and gals decided they would play some games with licensing know to hit that 99 cent mark and they did something similar with Amazon and that is you do not own any of this stuff. all you are doing is you're buying a license to use it so even though it costs for instance my main topic 1984 from Georgia Well, I bought on my Amazon Kindle cost less than a penny to distribute. And yet Have you noticed you Kindle books cost almost as much as a hard copy book. Yeah. which caused them again, more than $1 to print and ship right away. So it cost them a lot less but you now not only are our pain dramatically more incrementally, but you don't even own it anymore. I can't believe that

Unknown 8:22
that so so it's basically like what Microsoft does now with software like you used to buy Microsoft software and then you get re updates then they come out with a later version now you pay a yearly fee to use that Microsoft software on your computer. Well have you seen Microsoft now for Windows seven now this is their older operating system windows man eight and seven are the three primary ones right now they're Microsoft has changed it to a monthly rental you if you want updates, you have to pay them every month. So if you buy a movie via airplay movie at this isn't just an iTunes thing but if you buy a movie online you cannot resell it you cannot resell your Kindle book if you bought it because you didn't buy it to pay your bought a license to use it.

Unknown 9:16
And and they have every right and this is what happened recently with some of the Apple made all the products out on what do you call these things, right movies and things right. If you have so called bothered to own it, and the license or decides they don't want to they don't like it anymore. They don't like the fact that Apple sold it to for 99 cents, they really thought they should have gotten a buck 30. So they're going to change the terms of the license, which they can do after the fact according to the fine print because they reserve the right to change, suspend, remove, disable, or impose access restrictions or limits on any external services. And anytime without notice. or liability to you.

Unknown 10:00
That books that movie that song that whatever can be deleted from your device perfectly legally. And they are already doing it. Amazon's already done it. Google's already done it. This is a massive change most people just aren't aware of. We're talking with our good friend Craig Peterson tech guru who we learned an awful lot from and you can learn more from him. At the end of this segment. I'll give you a number you can text my name to and get this information at a whole bunch more standard data in text rates apply.

Unknown 10:32
I want to ask you about this one. Now

Unknown 10:36
the millennials are sharing streaming passwords. And that is costing companies millions in revenue. So I've got Netflix and I give a bunch of people that password the login and the password. Netflix is just getting one monthly fee for me. But say five different people who don't live with me are watching off of that. That's what's happening. Right.

Unknown 11:02
Yeah, it's an interesting change because you again, most people, you and I, the older generation, the non millennials were used to having to pay for stuff right if you went to a movie about a VHS tape or a Betamax. You know, you paid for those things. But these younger kids grew up. We're pretty much everything was available for free on the internet. And, you know, there is a lot of free stuff on the internet. But most of it just isn't worth anybody's time of day. And it isn't right. You know, is it just me so

Unknown 11:40
there is and more and more moving to streaming services. You know, you might have Netflix or Hulu, there's many others out there. I have Apple Music For instance, I have amazon music so I can listen to music anytime. It's really kind of cool. I frankly, who buys anymore. In fact, the apples talking about putting off their iTunes Music Store because for $15 a month 15 one five, your whole family can listen to streaming music, no matter where they are any songs anywhere. It's just a phenomenal deal. So Apple says, Hey, listen, we're not making the money we used to off of our music store. We might well shut it down. But these millennials that are out there, and it's primarily millennials, but not all 100%. They've been sharing their access for a very long time. And when you've got more and more competition, like I mentioned, Netflix has video mimic their own movies on TV shows Hulu, Amazon doing the same thing the rolling out new studios, they're having a little bit of a problem. So study was just done. It said about the 35% of millennials are sharing passwords for streaming services. So 35% of millennials, 19% of Gen actors table

Unknown 13:02
just raised his hand

Unknown 13:08
and 13% of baby boomers three times as many Millennials are doing it we're talking about hundreds of millions of dollars of potential revenue that they aren't booking they're trying to figure out how to deal with this and this problem is just getting worse Jim it's a fundamental problem frankly with a mentality that people have there is there's one person in this story that came on CNBC even reported on this that was saying hey, you know, I'm using the Netflix account of a guy I went on a date with one came by my house and he put his Netflix into my CV

Unknown 13:53
and he kept it for now apparently has been going on for years she has kept at her TV on TV. It's now her right she's listen, if she gets married legally, she asked to delete that. That's cheating. That's that's TT like having to return the ring afterwards. I think it is the same thing. Craig Peterson is our tech guru and he's got more of this great stuff for you. And it's free and there's no obligation he's not going to try to sell you anything he doesn't sell your name all you have to do is text My name to this number 

Unknown 14:33
855-385-5553. That's 855-385-5553.

Unknown 14:36

standard data and text rates apply. The great thing about being on that list is that when there's a major hack or there's something going on he'll send you a message but he won't send you spam Craig great segment Always a pleasure to talk with you see you next week. Hey thanks Jim. Bye bye bye bye all right when we return

Unknown 14:58
as always everybody thank thanks for listening and do take a couple of minutes and answer that little survey again it was in your email it was in my text messages on Saturday just look them up it won't take you two minutes and it's going to be absolutely beneficial because it's going to help me understand what you guys want to learn because this is a free masterclass I'm offering to you now my courses I charge for but my classes my master classes are absolutely free. And the only way you can get into one of these classes for free is by answering the question, okay, and there's only three or four I can't remember questions on there. So it's simple, it's easy. It gets you free admission to the master class. So make sure you do it anyways. Blah Blah. Thanks. Have a great day and we'll be back tomorrow.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

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For questions, call or text:

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Sep 24, 2018

Facebook is in trouble again, this time with Apple, having another app pulled off from the App Store.

Find out more as Craig talks with Scott Spradling on WGIR.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles 

Facebook Violates Apple’s Data-Gathering Rules, Pulls VPN From App Store
---

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/24/2018

Facebook Had Another App Pulled From The Apple Store

Craig Peterson[00:00:00] Hey, everybody. Good morning. I had kind of a fun weekend this weekend. I had one of my daughters and her husband fly in from Europe where they're living. And we had a very early Thanksgiving even for Canadians, right, which comes up in late October. But it was fun. It was great. A bit of a family reunion. I always loved those things. Well, it looks like Jackie the might have been out doing the family reunion thing as well, because this morning. sitting in for him was Scott Spradling. And of course, we had Justin in as well. And we talked a little bit about Facebook. They just had another app pulled from the Apple App Store. And we talked about why we're carrying it through the morning this morning. And this segment could be just can't we all just get along

Unknown 0:51
it. We're going to do a little tech talk here. I'd like to welcome our guest, Craig Peterson. Craig, thank you so much for joining us. And let's get started right away here where it says like Facebook and Apple aren't getting along too terribly well. Some

Unknown 1:03
violation of data gathering rules by Facebook. What's happening? Hey, good morning, guys. Yeah, Facebook's been in trouble. Recently. As you'll recall, of course, they men managed to get themselves in front of Congress, which seems to be happening more and more with people. But they got in front of Congress because they were taking our data and doing things that maybe they should have been doing. We know about the investigations in the Facebook and the Russians trying to influence the election. But what you're referring to right now Scott is really kind of interesting because Facebook has violated some new rules Apple has started enforcing lately though, yes, trouble once again, these rules have to do with something known as a VPN. Now I'm putting together a masterclass for people. In fact, if you check your email for me over the weekend and text as well, I'm asking people, what do they want to learn? What do they need to know that help their business out? And the number one answer is VPN. Now, these are virtual private networks. They're designed typically to stop other people from listening in to what you're doing. Okay, so Scott, for instance, you go to a normal website on your computer, and let's say you're using Comcast or maybe it's Verizon or someone else, they know where you're going online, but they don't have access to the data that you have. And that's important if you're doing banking or business transaction, your other things because think about it, if you ever sat in the coffee shop and use a VPN or maybe use their wireless, right, definitely, yeah, all the time. Yeah, everybody does, right? It's pre-internet, right over the Wi-Fi, why wouldn't you use it, but most people aren't aware that some of these coffees off wireless Wi-Fi hotspots and the same things true for even some little bit fancier business type networks can be monitored and are being monitored. So this your business person, the safest thing to do is use one of these virtual private networks. So even though you're taking their hospitality, you're using their basic internet access, they can't monitor anything you're doing, they cannot steal your information. All attorney turned on Facebook's got Facebook bought a VPN company called on on on Apple protect, you'll see it in the store on Apple, or when a vo and Facebook's been offering that as a VPN for people so that you can safely use Facebook because there's a lot of information you put up there. You probably don't want people poking in. And maybe you have private pages and things that the photos happen all the time. Well, Facebook, a VPN has been spying on people, which is the exact opposite of what you want a VPN to do. So it's been tracking everything you do online. They're using that data. They're selling it to their advertisers and Apple because they are concerned about your privacy actually, remove the Facebook VPN software from the App Store because Facebook is spying on you,

Unknown 4:31
Craig at this point, should we assume Facebook is spying on us all the time? If I if I talk about let's say like a Twix bar in my phone is nearby. And when I open up Instagram, which is owned by Facebook, suddenly I have an advertisement for Twix. It's amazing. Should we assume Facebook's always spying on us?

Unknown 4:47
Well, Justin, I think you can assume that almost everybody is there were even accusations. You might remember over the last year that some of these apps were using the microphone in your device to listen in on you. It just having a device with you. When you walk into a store tells a retailer like that what Walmart or you name it, it tells a retailer you've been here before and your phone was being used to track you as you walk through the store. Now Apple has blocked that as well. That type of tracking. But you know, bottom line, Justin, you're right. When you are using something for free. Guess what? It's not really free wouldn't when you're using Facebook. Again. People remember Facebook, you are not the customer Facebook. You're not paying them a dime. You are Facebook's product. So anything you're doing Facebook users to monetize. You are the product here.

Unknown 5:48
Craig Peterson. A very important lesson here in tech talk this morning, Craig, thank you so much for joining us. And this morning. And even though we've probably amped up everyone's paranoia, this is a really important warning for folks the true I understand. That's right, it is correct. Thanks so much and have a great day.

Unknown 6:03
Take care guys. All right. Thank you.

---

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Message Input:

Message #techtalk

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Sep 19, 2018

Freezing credit is a cumbersome process The good news is it now free to freeze or unfreeze your credit report.

Find out more as Craig talks with Ken and Matt this Wednesday morning about Equifax, the new iPhone XS Max, and top security tips from DEFCON.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

Black Hat And Defcon Cybersecurity Experts Share Tips On How To Protect Yourself 

It Will Soon Be Free To Freeze (And Unfreeze) Your US Credit Report
---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/19/2018

iPhone XS Max - Now Free To Freeze Your Credit - Top Security Tips From Defcon

Craig Peterson: [00:00:00] Hey everybody. Good morning, I wanted to give a shout out to everybody listening to these podcasts. And, you know, I, I used to podcast a lot. I've been pretty good about it for the last couple of years, but there were probably three, maybe even five years when I wasn't podcasting I started doing this decade ago, excuse me, maybe what, 1520 years ago, a long time before they even podcast started putting them up online. And then I started podcasting and I got listed with Apple and 20 million plus downloads but because I stopped for a while I just I lost a lot of listeners but I really appreciate all you guys and gals who are listening and for sharing the podcast if you know somebody who might benefit from these podcasts in my like it might like a more mature look at technology not this stuff that kids are doing online but from somebody who's been in the tech business now for many many decades I'd love it if you'd share the easiest way to share this podcast just tell people to go to http://craigpeterson.com/iTunes and you'll find that will redirect you right to Apple's website. http://craigpeterson.com/iTunes and have them sign up because that's the that's the best way for me to keep track of who is online least how many and gives them a little bit of ratings as well and if you haven't rated this podcast yet please do that and you can do that easily. Again just go to http://craigpeterson.com/iTunes and rate the podcast so far we've got only a handful of reviews which is fine but they're all five stars so I'd like that and hopefully you give me a five star review as well. So please do take the time share this podcast with friends and family and business people who may be as I said want to understand tech a little more what's important particularly in the security around my spend a lot of stuff time in that space because that's what I do for a living and you know there are no commercials in this right this is commercial free it always has been I've been approached by people to take money for this and then shirt them I'd really rather have this be a free podcast but you know it's an effort of love it always has been my radio shows the same thing I don't get paid for any of this I'm just trying to get the information out I'm trying to help people and for those people who think that maybe they'd like a little bit extra help and want to hire me great I'd be glad to do some consulting work for you. Normally we start out with an RIR which is a risk intelligence report so you know what your risks are and then help you put together a plan to take care of those risks as time goes forward so I think that might be useful for you if it is let me know and it's simple to find me just me@craigpeterson.com. Me@craigpeterson.com and you will be all set. Just a quick email over there. That is a monitored email account. Alright, so this morning I was on in Maine, three different stations up there. We talked about the new Apple iPhone a little bit and what that means to all of us, frankly, the new freeze law for your credit report starting Friday, big deal and I'm so glad that they did this and that President Trump signed that bill. I think this is going to be a really good thing from a security standpoint. And then a little bit about black hat and DEFCON, cyber security the tips from the experts what should you do to help keep everything safe so here we go with Ken and Matt and by the way for those that have already shared this podcast I just want to say thanks. Thanks for spending the time thanks for your faith in me and thanks for sharing it and for being a listener even you know it it's great and you can always send me an email me@craigpeterson.com. I'd love to hear from you. What did you get from the podcasts What did you like about it how has it helped you or your business that's always helpful because we can share those with other people who are like you who are like us who can then hopefully find us and start listening as well hopefully will benefit their lives to here we go

Unknown 4:28
okay time to go back to Craig Peterson our tech guru. He joins us as he always does on Wednesdays at this time. Craig How are you this morning?

Unknown 4:36
doing really well It almost sounds like I'm boring every Wednesday you know where's the variety here you want to do Thursday next week and not have to be Wednesday it works once

Unknown 4:47
you will be here but

Unknown 4:51
by the way, this whole male thing I gotta I gotta chime in on this mayo and ketchup and all this other stuff me up. Hey up is what its gonna make. Mayo. Yeah. Yeah, I was in Belgium. And the first time ever they had something I think they called it Superman sauce I think is what it was. And they put it on their hamburgers over there. And it's mayo and Sriracha. Yes,

Unknown 5:19
yes, they have $1 bottles you can give them the grocery store.

Unknown 5:22
You know I got that we got some because we saw it there it is quite good. We had actually made it ourselves, which is very difficult to find. You know the Hellman's in the garage and put it together but it it it is fantastic you know i

Unknown 5:39  
i use it anytime I have sushi and I and I used to mix it myself but it was either be too spicy or not spicy enough and I keep having to add and then they now have it in a bottle I have two bottles in my refrigerator right now

Unknown 5:51
I don't remember what it's called that mixed up it's

Unknown 5:54
it's right next to each other

Unknown 5:57
I think they call it remember you know

Unknown 5:59
I look when I at home and I'll try and remember look into yeah it's

Unknown 6:02
not for me oh but yeah it is really good so people who are wondering you know cuz Ken's often crazy. It's not crazy crazy like a fox up this

Unknown 6:15
crazy like a fox? Craig so the iPhone XS Max

Unknown 6:23
your new phone? Wow.

Unknown 6:25
You know I've been seeing some reviews on it. And it's really big. I mean, it's now they set when I look at that a toadstool was that necessary?

Unknown 6:38
It seems to me if you're blind as a bat, like I am. And you have short, stubby fingers like I do that that's really a good thing to get. Although a lot of people want to be able to touch things. One hand it you know, while holding it. Oh, and you don't really do that folks are just

Unknown 6:55
one of my sons roses as well. And he thought he didn't want the big chunk of he's, you know, he's 22. So he knows pretty much everything and it's a big phones were absolutely stupid. And he can tax one handed. And so he ended up getting the eight. What does he get? Yeah, you got the eight plus, which is of course a bigger phone. And he absolutely loves it. Because he can use it with one hand. And Apple has actually made a whole bunch of studies and they work to them so that it is usable with one hand even even the keyboard on it. You know the on screen keyboard is designed for that just as

Unknown 7:37
an aside cricket you don't you find it interesting how our tastes constantly change about this kind of stuff. I remember, you know, of course, when cellphones first became a thing, they rather large because they sort of had to be heavy. Yeah, like the old Nokia phones. They were pretty they were bricks, basically. Right, right. And then over time, progressively, we got smaller and smaller, we made flip phones so that they could fit into your little pocket. And then you got you know, I remember at one point, I had the smallest flip phone like every was like the size of my fingernail, right? It was like just such a small phone. And then over time, people like, boy, those small phones are stupid. I really don't like those small phones. I want something with a bigger screen. I've got to get something that's larger. And so then the screens grew in size, grew in size grew in size. And now they're Of course, my Galaxy Note is the size of a iPad, basically. And now kids these days are saying those stupid old people with their big phones. Oh, you know, I wanna I want a smaller phone. So I can text with one hand. It's just on kind of constantly changes what our

Unknown 8:29
tastes are these days. I can't believe these good. Yeah, pretty much, Matt. It's interesting. Because we do change. Right. And, and tastes do change. But I think a lot of it has to do with what we're using the phones for, you know, when when they came out. I had the Motorola flip phone as well. I had a few different models of my love them. They're so small, but we only use it as a phone right, right now now, which are for most people for more than half of the world that have actually access to some sort of a computing device. The phone is it, right? That's it. composing stuff, they're doing video editing, they're using it as their cameras, the only camera they have, and the it's a different world map. It's not just a taste of change. It's the way we're using the tech is changing and and it's going to change more as we go forward. We've already got Have you seen that gives a phone that is again, it's a smartphone. And it's a roll up. It's almost like what it's a roll up like a girl? Yeah, yeah, I'm thinking of a fruit roll up. That's almost perfect, right? So that's fine. It's kind of a very thick pen. And you roll out the display because the display is just kind of like paper. I

Unknown 9:52
don't even know how you do

Unknown 9:55
mean, how do you use it? I mean,

Unknown 9:58
how does a phone you have a battery in a row.

Unknown 10:02
Okay, well, thank you. it like that. Think of it as as to DSL stacked on top of each other to see cells making stacked on top of each other, right. So that's the size of the core of your phone. So you'd have these two D sells seashells. Excellent. Closer see sitting or three c cell stack up. So there's sitting stacked up on your desk. So now you pull the display out of the GS stack of seashells. So you pull it out towards the right for instance. And now you have a display that you're looking at. And it projects a keyboard on to whatever surface it's on. So if it's on the table, now there's a keyboard projected with a laser on to your desktop, and it monitors your fingers, it's reading your fingers and where they are as you're typing. So now any surface becomes a keyboard and this devices with you anywhere you go. And if you want to have a look at it while you're on the road that you pull it out and do pull out the display. Now right now the display is not touch sensitive. But that's kind of the sinking of where the next step is these this device already exists and and then we've got the stuff that's going to tie into your brains. We've got a couple of major companies now including Apple working on a heads up display basically think of Google Glass and Apple is doing some major things with that as well. They're kind of changing that around so that it's now you're competing device so it's monitoring your eyes What you're looking at so you are seeing your display in front of you and what to look at and the way you blink controls the computer so I think Matt we're going from two Magus phones like this x x x x max to again, it's going to be teeny tiny. Just something that's almost tight right into your brain. Which I don't know if that's good or not fun. It's not a science fiction about that one out there.

Unknown 12:08
Craig Peterson our tech guru join us, Wednesdays at 730. So let's have some serious stuff that you know, we certainly were talking about credit reports and access to credit reports whether we could freeze them and freeze them. Is that policy gonna change? Greg?

Unknown 12:21
Yeah, that's, I think, a really good question and problem and it will, you know, we could go into this for a long time. But of course, Equifax happened about a year ago. And we know there are dozens of people not in jail because the Equifax hack

Unknown 12:36
well. Excellent people should probably shouldn't be in jail that aren't. And all of these people 145 million people's information was stolen and Equifax basically got away with it. But not only did they kind of get away with it, a few people lost their jobs, no question. But there's estimates out there that Equifax made $50 million off of the breach itself. So you might wonder how, how did that happen? Right, bottom line? Well, because Equifax and everybody charges you to freeze your credit, and unfreeze your credit in most states. Now, some states had regulations saying you can't do that. But and every three months you had to rephrase it. So they were making five to 10 bucks every time every quarter from you. If you wanted to freeze your credit, so that your credit wasn't used as part of that fast from Equifax and you had to pay five to 10 bucks again to unfreeze it, if you wanted to apply for new credit card or buy a car or something. It was absolutely crazy. So as part part of the act of President Trump signed in May, with the economic growth regulatory relief and Consumer Protection Act, the feds now starting September 21. So in other words, Friday, consumers can now freeze and unfreeze your credit without paying any fee all. So that is a fantastic thing. The recommendations from all of the security experts out there is basically keep your credit frozen. And that means that if, if a bad guy has your information, and you know, frankly, between us guys, the bad guys probably have your information, okay, if they have it, they cannot go and buy a car, buy a house, etc. Using your credit, they can still become get arrested and claim to be you. So the next time you get pulled over by the cops, you get a felony stop. But that will stop them from using your credit, which is a very good thing.

Unknown 14:44
We're talking to Craig Peterson, our tech guru who joins us at this time every Wednesday to go over the world of technology. Craig, I have one last question for you. before we let you go. You of course have seen in the news you know some of these cybersecurity experts, some black hat folks and one giving tips on to people for exactly how to protect themselves, make sure that they don't do anything stupid online. What are these tips what should people do?

Unknown 15:10
Oh, this goes on and on. I've got a great article. In fact, if you want to text me, I will send you that article. Anybody who's listening just text me say send the article if you want to me at 855-385-5563. So this text 855-385-5553 but there are there's a great article that I was able to find online as picking up on website is from CNET and black cat was the big conference we just had black hat and DEF CON out in Vegas these are the white hat and frankly the black hat guys getting together with government people as well so there are there's probably two dozen different security experts all with their top tips online. But when it comes to business and and you can get those you can find those again, online at my websites easiest place probably. But bottom line if your business the number one tip is make sure you've got good backups and make sure you test those backups and other words, don't just assume that because you signed up for backup service, it's still working, trying restore files from time to time to make sure that that backup is working for you. Of course that's not going to protect you from the lawsuits if you lose your customers information or they'll find which can amount to 200 bucks for credit card your business has taken over the last couple of years. So in many cases it can be huge fines but the very basics for everybody and small business backup backup off and test the silly thing make sure really is working

Unknown 16:54
Tech talk guru joining us as he does every Wednesday at 738 as boring as I may be will try and change it once in a while to join us. We'll talk to you next week.

Unknown 17:04
Take care bye bye.

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More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

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Sep 18, 2018

In the wake of the Equifax data breach one year ago, an estimated 145 million consumers’ personal information was stolen from the credit agency. Craig talks with Jim Polito in depth about the Equifax hack and the changes that will take effect this week.

These and more tech tips, news, and updates visit - CraigPeterson.com

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Related Articles:

It Will Soon Be Free To Freeze (And Unfreeze) Your US Credit Report

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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/18/2018

Deep Look At New Law Concerning Equifax - New Hacking Tools

Craig Peterson: [00:00:00] Hi guys. Craig Peterson here this morning with Jim Polito I talked about two things one I wouldn't do a bit of depth here on the whole Equifax hack and the changes that go into effect this week. That's right. New laws in place signed by President Trump a couple of months back. And this is a real game changer. So all of the pain people went through. It's going to be a little easier here in the future. And then I also just took a couple of minutes and explained a whole new piece that ran somewhere out there and how the bad guys are using it. And in fact a whole new category of business in the bad guys' field. So there's lots going on and here we go with Jim.

[00:00:53] This is the man with all the answers the guy we turn to all the time.

[00:00:58] Is it a national I.T. professionals day. He's far above and I.T. professional but you know he was at one time. Joining us now the man the sheriff of the Internet Craig Peterson.

[00:01:12] Good morning sir. Good morning. Yes I am. You are t. 

[00:01:19] Hey you helped us out when we had that whole Equifax data breach and you have done a lot of people for free. By the way for free on your own time which impacted about 145 million customers that personal information was stolen from this credit agency. So the advice was Hey get out there freeze your credit you get paid to do it but freeze your credit. Now you're saying that it may be soon that you don't have to pay that transaction fee for each of the three agencies that it will be free.

[00:01:58] Here's what happened and of course a lot of people were very upset with what happened then and understandably so.

[00:02:04] Equifax I still can't believe that they're still in business and they are they have a license to print money. The three credit firms have a license to print money. You and I should have gotten in on that.

[00:02:19] Well they didn't lose my license right there. That's right. It's just it's the implication is if you screw up it's over. Right. Pull your license. Yeah. They've got it. They smuggled in the printing press the same way they put it. That's exactly what they're doing. And you know Jim I did it for 100 listeners. OK.

[00:02:44] I monitored the credit stuff in the dark web for a while and I'm probably next month going to start doing something going to offer it for small businesses as well to see if your small business information is out there OK. But I did it for a couple of hundred listeners absolutely free. And some reports. And part of the report that I put together were OK if you were hacked with Equifax would say most people were frankly or if something new shows up on the dark web. Here's what you should do and it involves a whole bunch of different things you have to do because frankly if they hacked your information nobody cares right.

[00:03:29] You can't call up. You know I work with the FBI. Yes yes. And the FBI is there you know it's come on. You're one of how many.

[00:03:41] 145 million consumers. Is the right

[00:03:48] Word. Trying to a while anyway. So yeah. So they don't really care but if someone had stolen your information and then you're dead then you have to talk to the police department. You had to go the next step and the course now file that report with all of your you know credit card companies that maybe the information was used to steal money from the credit card people had the cars that were purchased using their name and their credit for they had to prove now that they never bought that new car that goes on and on.

[00:04:25] Right.

[00:04:25] At a minimum if your information is stolen and the bad guys use that word talk to them Jim I'm a nightmare because what I just talked about you have to call the bank right or you still do. Right.

[00:04:38] This stuff is still happening. Right. And when you have to call a bank during working hours right because that's when they're open. Right.

[00:04:48] When do you have to reach out to all of these different agencies the police department everything. Yeah the police and the banks are there 24/7. But there are fraud bureaus are the people who are handling this thing are only there nine to. When you do your homework.

[00:05:06] Most people work 9:00 to 5:00.

[00:05:09] So we're talking about on average if your data is stolen and someone then tries to impersonate you. We're talking an average of three hundred hours of your time writing letters chasing down documentation sending it off to all of these different credit agencies places where your name was used in order to try and get your good name back.

[00:05:36] And those are 300 hours out of a working here. That's two thousand hours right your normal working here is 24 hours. Right.

[00:05:44] So we're talking about you know what is it about 20 percent of your year. You can't work because you are running around trying to take care of all of this stuff.

[00:05:56] So on top of all of that what you have to do is in most states here you have to pay a fee of between five and ten dollars on top of all of that to freeze your credit.

[00:06:11] Yeah.

[00:06:12] So now it's it's just it's a nightmare when it happens to people and that's why I spent so much time and my staff. I had five people working full time on all of this dark web stuff for our listeners here.

[00:06:25] That was great period of three weeks OK. It was just crazy. Now that and so what that means is if you want to free the credit it's five to ten bucks for every one of those three agencies on top right now if you want to use your credit you have to pay another five or 10 bucks to get your credit unfrozen to get it right. So here's what's happened now. The president Trump has signed a bill that was part of the economic growth regulatory relief and Consumer Protection Act. So just starting on the 21st. So that's very sweet. Yep the law now that President Trump signed abolishes those fees. So all of those fees associated with freezing and freezing your credit which by the way that even if you freeze your credit it's only good for maximum three months. So all of those fees are gone. And that's a really good thing because the aquifer.

[00:07:30] Yeah. After the Equifax hack Jim about 20 percent now of consumers got a freeze. But most of those phrases ended up expiring. So this is a great thing. I wish Equifax wasn't in business. I wish you didn't have to deal with me.

[00:07:46] And you know I'm not calling for regulation here by any stretch but how the heck are these people not sitting in jail somewhere. Yeah we're responsible for something as simple as not doing enough data to third party software in other words they updated you update your Windows machine. OK. That's all well and good. And you got to do that. But on top of your Windows machine you have your Chrome browser you have Firefox to house whatever other tools and they didn't know

[00:08:21] What it was.

[00:08:22] Ok. And they're still walking around. Oh yeah couple of people lost their jobs.

[00:08:27] That's about all of that.

[00:08:30] And it cost Americans millions. In fact there are some people who are critical of this saying hey listen look at the money Equifax made because they quote lost unquote 145 million consumers personal information and then they charge five to ten bucks every time someone wanted to freeze and freeze. We're talking about them or tentatively here having made at least 50 million dollars of their script.

[00:08:57] We're talking with Craig Peterson. At the end of the segment. We're going to give you a number and if you text my name you'll get this information plus a lot of other information standard data and text rates apply. Quickly before we go I do want to talk about this new ransomware that has arrived and Ransomware is that you know comes in and says hey your computer is locked and we'll unlock it. We can fix the virus if you pay us. So there's a new one out there.

[00:09:29] Yeah this is. This is an interesting one because the ransom that's out there right now has been automatically morphine itself. So it changes it's also your standard antivirus software test is not going to catch that. We've now found something new and it's called the path. It just appeared last month for the first time we finally saw this stuff out there. But it has a module in it that allows attackers to customize the attack and how it's attacked. And the encryption key that text doesn't know everything else. Now we have we have a customer Jim and this is just not so. But it's true who has a business as a law firm and the law firm had apparently been losing documents that had to be filed with the court and then all of a sudden it started losing pictures of the owner's family. All of these pictures and stuff got stolen. It looks like what might have happened years that the guy hired hacked or he's not the guy by the bad guy which was in this case probably his ex-wife had hired a they got onto the computers and made some changes let's say to the files deleted things everything else. And apparently, it cost thirty-five dollars to hire this hacker to try and destroy this small law firm. Thirty-five bucks that's what it's going for right now. So and it's really kind of an interesting case. At any rate what we're talking about now is new type of ransomware completely remotely controllable completely customizable. Perfect for hacker as a service. That's a new business out there. Hacking has a service for thirty-five dollars. You as you can have someone hack your former business partner and your wife or maybe some company that you know has some money and you want to get that money out of that bank account 35 bucks is what it's going for.

[00:11:48] You see now this is why Craig Peterson is with us all the time because you get this information and then if you want more information you are more in-depth than you want to be on his list if there's another massive hacker breach or something. It's very simple. All you have to do is text my name Jim to this number.

[00:12:05] 855-385-5553. That's 855-385-5553. 

[00:12:20] Standard data and text rates apply. Craig Peterson will not sell you down the river he will not yield he won't do anything like that. That's the bottom line and he's here every Tuesday. Craig thank you so much for your time buddy.

[00:12:37] Hey thanks, Jim. Take care.

[00:12:38] You too. Craig Peterson, a great resource. OK when we return a final word.

 

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Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

Sep 15, 2018

Chinese tech company caught lying, again.  Listen in as I describe how they misrepresented their product and what the US did about it.

Announcements from Apple.  Yea - I was a bit underwhelmed.  I will discuss why I think that the announcement unveiled just incremental improvements.

Do you use Cloud products in your business?  I will explain why you must not just trust that they all know what they are doing and what you need to do to protect the information they store for you.

Help me, Help you!  I want to know what information you need to increase your security and protect your business.

It's going to be free to Freeze your Credit! I will tell you about the bill President Trump signed to prevent these Credit Reporting Agencies from charging for this service.

Craig is putting up a new insider site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/15/2018

New Announcements from Apple. Huawei Lies, Again, Free Credit Freezes. Don't Trust the Cloud to be Secure. 

Craig Peterson: [00:00:00] Hey, Good Morning, everybody. It is time for another session. here Tech Talk with Craig Peterson. You know, I was looking on my Amazon Echo for my radio show and I was able to find it. I found the podcast and then the next day I couldn't, I don't know what's going on out there. But, hey if you are listening to my podcasts, please let me know. Let me know what you think! I'd absolutely love to know because I'm trying to figure out if I'm going to put more time into these radio shows. Maybe, we'll go back to an hour. We'll see how things end up going here on these same stations. But, anyhow, today we are going to talk about a couple of things. First of all a cyber attack. We'll kind of run through the anatomy of a cyber attack. Would your company handle it better, than maybe what happened here? We have a real live company we'll be talking about. We're also going to be talking about Black Hat and DEFCON these are Cybersecurity experts. They've got some great tips on how to protect yourself. Freezing and unfreezing credit. You know that was a huge problem when we had a massive massive breach of all of our personal information over at Equifax. That breach about a year ago now. So, should we be able to do it for free and a whole lot more. By the way, if you are a company and you're using Amazon to do processing or store data. We've got a massive leak to tell you about. Oh, I got to mention Huawei again, because somehow they seem to be making it to the news almost every week. So, here we go. You're listening to Craig Peterson. 

[00:01:44] Ok. So, first up let's talk about Huawei, this is a company that has been hammered and nailed and nailed and hammered and hammered and hailed by the government, recently. In fact, they complained a lot about it, bitterly, for a good reason, I think. Although, you know, if I was in their position I'd complain too. Don't get me wrong. They should have been hammered by the government with what they apparently were doing. The allegations are that while Huawei was actually sharing their data their information with the Chinese People's Liberation Army government officials. So, they were sharing all of this stuff about locations of troops, conversations and e-mails and everything, which is just a terrible thing. And so we, of course, advise people don't use Huawei. That the company, by the way, is spelled H U A W E I. So I've heard it pronounced all kinds of different ways but the correct pronunciation is a WAH WEI. Well. You're going to love this one. They got caught again, Huawei. This time they were caught and this isn't the first time they've been caught doing this. You know, this week Apple, of course, had their big announcement and they announced some new phones with some really, if you ask me, incremental features, nothing terribly exciting, nothing that's going to make me want to run out and buy one of these phones.

[00:03:17] If you are almost a professional gamer using your iPhone, if you're using it for all kinds of video games and maybe virtual reality and enhanced reality and all these different things, well then maybe you want to go and get one. Other than that, I'm not so excited about it. They have introduced, Apple did back and the iPhone 7 days for the plus phones a whole new camera subsystem that included a very, very cool chip that was just dedicated to figuring out pictures and Apple calls it machine learning. And, I think they're overblowing that term. I certainly wouldn't classify it as machine learning and, in fact, they got caught, Apple. I was sitting there watching them, at least, part of the presentation this week and they were just out and out and lying about stuff. Lying. For instance, the new camera allows you to change your depth of field, after you've taken the picture which is a phenomenal feature, in other words, you can change the background and how In Focus are out of focus it is. And they lied about it. They said this is the first camera ever to do this and I'm sitting there saying wait a minute I've got a camera that's four years old. It's called a light field camera. 

[00:04:35] And I've been taking pictures like that for years and years where after the fact I can go in and I can change the depth of field. I can put everything in focus or certain things out of focus. I can even move the focus point around afterwards, which is more than it looks like this new iPhone can do. So, you guys quit your misrepresentation, and they did a couple of other things too that they said they were the first, and they just weren't. I'm starting to wonder about Apple now in so many ways. So anyhow, one of the things that they announced the big deal there was this new lens system that they have on the new iPhone and the new intelligence, machine learning which, again is not machine learning. They're using a very, very fast little chip in order to figure out things like where is a person's face where their eyes are, get rid of the red eye, automatically, let's do all these different things. And that's really cool. I love it. OK, don't get me wrong about that. If you want a phone that has a great camera then, wow. I don't think you're going to go wrong with this new iPhone and the camera that's built into it. Huawei, however, was caught again, using a professional DSLR to take the pictures. And this is kind of cool, because the woman who was in these pictures, the actress who was supposed, you know,  taking candid pictures, her boyfriend was there with his arms stretched out and taking a snap, snap. 

[00:06:13] There you go. And it showed our little box around her face as the cameras recognizing her face and is focusing on it. Well, this actress's social media posts revealed what was really going on. She posted a picture, that showed her sitting there with the other actor. So, the guy has his arm extended with nothing in his hand, right because he's supposed to be holding this Huawei camera, nothing in his hand. She's sitting there next to him posing like she's supposed to be, posing and in front of them, is a guy with a professional camera. The whole idea behind the ad campaign is look at how great our Huawei camera's are and we can't make the background blurred just like Apple, would kind of basically, right. And, in fact, it wasn't. It was a professional camera, he had set the depth of field. You know you adjust the aperture, you make sure the lights right, you do all of that sort of stuff. They were lying, Huawei out and out lying.

[00:07:13] Faking the picture, at least Apple isn't faking the pictures that they're showing us, including they showed us a picture that was on the cover of Time magazine taken with an iPhone, a beautiful picture. They had just done some amazing things. Now this is not the first time while way's been caught faking a smartphone photo I'm sure it will be the last because they did it before and what was the reason that they gave. What did we always say? It wasn't, Yeah, Yeah, Faked it. They're not admit that, right. So, what Huawei says, this Chinese firm, is ah, we were just showing the type of picture you might want to take with the selfies on our Huawei smartphone, Yeah. Yeah, that's it. I'm sure that you weren't trying to convince people that your camera is as good as a three to four thousand dollar DSLR camera body. Yeah, that's not what you doing. Yeah. Well, you know I've been complaining about Equifax and we've been producing a dark Web reports where we go when we do searches and stuff for people's information. And we've been doing that for about six months now. We offered it to people right after the Equifax breach and we're thinking about maybe doing something like that for businesses, which would be really nice, right. Wouldn't it be nice to know if your business data, Has been stolen, right? 

[00:08:48] Wouldn't it. Wouldn't that be nice. I would think it would be nice. So, we may do that in the future. Keep an eye out. We've got a few things going on. And by the way make sure you check your e-mail from this morning because not only are all the articles from today in there, but I'm going to be sending out some e-mails. I really want your feedback. And you know the only way that I know what you want to is, via that feedback you can go way back in my history and I back in the 70s mid 70s was the first time I designed a computer. Actually, it was right around 1972 or three. And I designed and implemented a computer. I made a little computer that would play a simplified game of chess back there in 73 and then I went on to run data centers and be one of the first people on the internet quite literally helping to develop the protocols and implement them for them for a lot of companies. In fact, some of my code I wrote is probably still in use today. I know Apple used to use some of the code I wrote, as did Microsoft, in fact, I helped to develop the Microsoft operating system NT and I wrote to a lot of the audio subsystem and also some of the network subsystem for that. 

[00:10:03] But, I've been very involved in the Internet, since the early 1980s and I've been well known for working with big companies and helping them to do large implementations. Frankly since about the early 90s, My business has all been about the networks that are necessary, the machines, the data centers and even the software necessary to run a big Internet installation. All right. I was well-known for developing Big Yellow. Do you remember that? Remember Superpages? Actually Superpages is still around, although I'm sure they've completely rewritten it by now. So, that's where I've been well-known for. And then more recently since I was attacked in 93 and fell victim to hackers back in 1993 and it's a while ago now, Wow. Twenty five years ago. Since then I've also been known for security because I started studying security very closely. Electronic security physical security up to the point where today I am providing webinars for the FBI Infragard program. So, I'm trying to disseminate this information. Like I've been trying to do on this radio show for a very long time. So I've been known for a lot of things over the years, and it's kind of changed as the marketplace has changed and as people's demands have changed. So, what I'm looking to find out from you guys is what else can I do for you? I've done all of this for big companies.

[00:11:36] I've done it for small firms, as small as you know typically about 20 employees. But I've done it for smaller, as well, right now I'm working with some accounting agencies that just have a handful of employees, including one that's just mainly the accountant and his assistant. But, what can I do for you? You think about all the stuff that you know you're dealing with everyday when it comes to security you can't sleep you lose sleep at night over your business and you're concerned about losing it all. You're worried about what's going to happen if I get Ransomware? And, that's why I've got this great article about ransomware up on my site that came from ZDNet and I think you might want to have a look at that up at Craig Petterson dot com. But, what is it that I can do for you, Next? We talk about things every week. What is it that interests you? What can I do, that's going to help you? Should I put together some mini classes? Some courses? What sort of thing is going to help you when it comes to computers and security. And you know I might even go a little wider than that because I talked for, a few years ago about developing another brand that we get information out on. And I was calling business edge back at the time and the idea behind business Edge was again like my customers demand. Where they wanted to know, how can I use iPad's properly?

[00:13:09] How can I increase the efficiency of my employees? How can I tighten the communications channels with my vendors? with my suppliers? How can I make all of this stuff work. It's a, you know it's a problem, it's a real problem for businesses. So, if that's something that interests you, let me know. You know I've been doing this for a very, very long time and I've been helping a lot of people. Now I want to help the small businesses out there. Small businesses are the ones that are constantly being attacked. Small businesses are the ones that don't have the resources to be able to deal with this. So, if you're involved with a small business, send me an email. Just me at Craig Peterson dot com or you can text me as well straight to my phone 8 5 5 3 8 5 55 53. We'll give those out again a little later. What can I do to help you? What can I help you with on this radio show, that's going to take you to that next level? What's going to help you to be able to sleep at night? What's going to help stop those arguments with your spouse, over the business and all the time you've been putting in? Then heaven forbid you get hacked and your data is stolen and now you're hung out to dry. 

[00:14:25] Right. Because it's out there. What are you going to do about it? What can I do to help you? So, let me know I'm going to be sending out an e-mail with a brief little poll in there. You're not going to take it 20 seconds. But I'm going to list some topics that people who listen to the radio show, people who listen to the podcast, have asked me about. So, that you can just kind of click which one you think might be best and then another question that just kind of a qualification would you prefer a short course that's just straight to the point where you know hey Craig I know you know a ton about this way more than I do, I don't want the background, I just want the steps. What should I do? Is that what you're looking for? Is that what you're looking for on the radio show? Or are you looking for more of course, You know I have to understand this little bit more. I know in my life I've had many times I've hired people and, of course, hundreds. But when I'm hiring those people I've found I've had in the back of my mind I don't know enough really to evaluate this person. I don't know enough about sales that was kind of the first thing and so I learned about sales I really studied up on sales before I could really confidently hire a salesperson because in my estimation I've been I've been screwed before, right where people came in and they sold me a bill of goods and then they didn't deliver. 

[00:15:50] Same thing with marketing. And I have been a student of security. I told you that already now a serious student for over 25 years. So, it's a very, very big deal. And I want to your opinion. Where do you want to fall on that line? And I've had these free webinars before, I'm planning on doing more. In fact it's my 25th anniversary I'm going to do a 25th anniversary series here, coming up probably in October. Twenty five years since I got hacked the first time I mean hacked not just a virus, I mean hacked. So. What? What can I do for you? So, keep an eye out for that. Let me know what you think and what's going to be beneficial to you? That's really, you know the most important thing. and you can always just e-mail me at Craig Peterson dot com. That's of course P E T E R S O N dot com. So, on Peterson dot com or text me if you have your smartphone handy. Just 8 5 5 3 8 5 55. Fifty three. All right. Next up 

[00:17:02] A little rockabilly, I guess you might call that, music. I love this we've had the same bumps now for over a decade here on the radio show. 

[00:17:08] But, oh well. We've got some new ones coming and I'm already using a new one at the beginning of the show. If you were a victim of the Equifax hack, you know what a pain it was. Because this Equifax data breach that was over a year ago required you to start doing more serious credit monitoring. And Equifax themselves wanted to charge you for the credit monitoring. They still do. And they said, Do you remember this if you went to their Web site and said Yeah I want to know if I've been hacked and they say you've been hacked and they said hey we'll give you free credit monitoring. But, in order to get the free credit monitoring from Equifax you had to agree to not sue them. To not be part of a class action suit. 145 million people's personal information was stolen from them and they wanted to charge you to keep an eye out in case somebody out there stole your identity you know stole the money from your bank account, right. Nothing big, right, no big deal, no big deal. Well, credit freezes can be important if you know your data has just been stolen. And that's one of the things that I tell the people that were doing the dark web searches for, right. If there is a change and we'll tell you if there's been a change if there has been a change in your data out there on the dark web. Now's the time to look at a credit freeze, an important thing. So, it's become harder for identity thieves to apply for loans or lines of credit. 

[00:18:44] If you have put in place, a credit freeze. Well now, the Trump administration has put something into effect it's called the Economic Growth regulatory relief and consumer protection act. It does many things, but starting September 21st consumers can freeze and unfreeze their credit without paying a fee. Isn't that amazing. So, this is going to be really, really good. Only about 2 to 3 percent of Americans had a credit freeze in place at the time of the Equifax hack. Now, remember they stole pretty much all of the information about every person of, you know, adult age who had credit, they stole it. But just about everyone in the U.S. you know it's like almost 100 percent of the population of the adult population. And after the theft occurred it was estimated that maybe 10 percent may be as much as 20 percent of American consumers actually put a credit freeze in place. So, removing these financial barriers which cost about five to 10 bucks every time you put a freeze in place or an unfreeze in place it was five to ten bucks maybe now that they have to give it to you for free. Consumers will start doing that. I think it's important. I'm really glad that some of the crazy restrictions that were put in place back in 2008, are being removed as well. Again, I think mobility for consumers is important. Transparency is important. And hopefully we'll end up with more of that, as we go forward. 

[00:20:33] Now this next thing, this is kind of interesting if you're a business person. 

[00:20:41] Now, you know as a business person a lot of services are moving to the cloud and it shocks and amazes me how many times you go into a business and they're using a cloud service they don't realize there's a cloud service, right. So, they've had accounting software from company X forever and now Company X instead of going to a local server you go to a web browser in order to be able to get the data from Company X. Well, that is a cloud service now. Now, Company X is probably not really good at running a data center. So, what is Company X do in most of the cases Company X goes to Amazon. Now, there's other options it might go to Microsoft and Azur there. IBM has called services a lot of different places have called services that are out there and you know that's all well and good but is saving them money really worth it. 

[00:21:42] And here's why. Here's the problem I'm seeing. We go into a business and the first thing we typically do is what we call RI report. This is a risk intelligence report. So, we'll go ahead and we'll scan all of their computers for data that if it were stolen would cause them to get fined or even face criminal prosecution. That's a big deal right. It's a very big deal and now we have different types of risk intelligence reports will do this for HIPAA. We'll do it for accounting. We have them available and we just ran some for GDPR which is the new European standards. So, we have all of these different types of risk intelligence reports because you need to know what data is on your machines that might be at risk. So, we just did one this week for a company and it's an accounting firm. Now we found a few things that you might expect in accounting firms like Bank account information and other things. We found credit card numbers, we found personally identifiable information on their computers but they were using a cloud service and they were saying hey listen no, no, no, wait a minute we're using the cloud service. We don't have a server on site anymore running their database. 

[00:23:05] We don't have a server on site anymore where we're holding on to this client information. It's up in the cloud. It's now the responsibility of that cloud service vendor. Let me straighten out a few things in everybody's mind here. First of all it is not their responsibility, unless you have an explicit agreement with them that passes the liability onto them. And I've got to tell you most people don't have them, if you want a copy of an agreement like that. Let me know, I'd be glad to send you one we have them. But any of your service providers, whether they be a managed services company taking care of your computers or break-fix shop or in this case a cloud service provider, you need to have these business contracts in place that helps make them liable. But that's not where the problem was this week. The problem was we found that their Web browsers were using caches, which is true for almost everybody out there. So, when you go to a Web page have you noticed the second time you go to the Web page it loads that much faster? Have you noticed that with some of these web pages it loads a lot faster and in some web pages it's almost instantaneous. Well, a lot of that is because of the cache your browser cache.

[00:24:32] So, in the browser cache at these businesses who were using cloud services we found personally identifiable information the caches were not being wiped. So, even though they thought they didn't have the data there, it was on their local computers. They did not have the proper agreements in place with their cloud services provider and they got nailed. In fact, just this week a company left terabytes of data exposed on Amazon. They were providing a cloud service and they had no idea what they were doing. They didn't know enough. They had no idea they had terabytes of clients personal information available online. So bottom line be careful, if you have questions if you like a copy of the contract, let me know. Be glad to just send it to you and then you can take it to your attorney and get it all worked out so that all the details are correct and let me know what can I help you with? Send me an email. I've been doing this for years. 

[00:25:39] Decades literally. What should I do? What's your my next product to be? What should I buy next coaching call be on? What are you interested in/ E-mail me at Craig Peterson dot com with any comments, any questions or just text me directly. 8 5 5 3 8 5 55 53. All right. Take care. Have a great week ahead. And we will be talking with you. And next week it's going to be a best of. But you know these shows are all great. What can I say? Take care, bye-bye

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Sep 12, 2018

 

Have you had problems with a keyboard on your Mac?  If so, listen in as I discuss with Ken and Matt the design issues that cause it and what Apple is doing about it.

It's Apple Announcement day.  Ken and Matt and I talk about why there is not much innovation!  Just some new incremental improvements.

Did you know that even in this day and age -- Employees are sharing Passwords.  I explain to Matt and Ken why this is a practice that MUST stop.

Craig is putting up a new insider site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

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Related Articles:

You’re Not Alone If Your Share Your Email Password – But There Are Hidden Dangers

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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/12/2018

Poor Design is causing Mac Keyboard. Apple Announcements. Don't Share Email Passwords. 

Craig Peterson: [00:00:00] Hey, Howdy, Howdy, everybody. Craig Peterson, here. I was on this morning with Ken and Matt and we talked about a couple of different things. We talked about the Segway drift e-skate. Are these things, maybe, finally going to get Segway fully on the map. More about the business email fraud attacks and some of the things that go on there. What you have to watch for in your business when employees, maybe they're sharing their e-mails, maybe they're trying to do a couple of things they shouldn't do. And of course, a couple more things you never get away free with Ken and Matt. But, this morning they were a little bit more talkative, which is good. I tried to make them talk as opposed to just having me lecture them. You know, it's I don't know if you ever been in a studio before when our shows live like this, but if you have a guest like me that you know and you know can handle the whole segment by themselves with no problem oftentimes that's the time when you eat the donut or get the coffee or do more research for your next segment. So, I don't know if I did them a favor or if they're mad at me now, cause I made them respond to me in the middle of the segment, a few times. Anyway. I should mention that if you've had problems with a mac keyboard, one of these Mac Pro keyboards, boy they've been a real problem for a lot of people, and I talk with Ken about that as well, because his mac keyboard, kind of failed on him and he ended up having to leave it at the Apple store for a while. So 

[00:01:31] We talk about that as well. The Apple keyboard and the Apple announcement coming up today. 

[00:01:39] Ok, we're back again. It is 737 on the WGAN morning news, here on a Wednesday morning. Good morning to you. Ken and Matt here, and so is Craig Peterson, our tech guru, who joins us at this time every Wednesday. Craig, how are you this morning? 

[00:01:52] Good morning y'all. 

[00:01:54] Y'all, are you down in Texas you must be down South somewhere. 

[00:01:59] No, Southern Maine in the south y'all. Y'all, all y'all both. Yeah, yeah, yeah. 

[00:02:08] It's a word. I'm from Oklahoma and I know it's word. I never thought y'all was a friend of mine. You know you do. Do I understand that Apple's 'gonna have an announcement today, by the way, are they doing there. We could hear something new from Apple today, by the way.

[00:02:26] Yeah, you heard about that. I did 

[00:02:28] Yeah, there isn't a lot of rumors out there about that there company. Yeah, here's here's what we expect. Apple has been kind of sitting on their hands when it comes to a couple of their products. One of them is their Little Mac Mini, which I use. I use one in my studio. There great little devices, but it really hasn't been updated in years. Their Mac Pro has not been updated since 2013, and I have one those as well. So, we are hoping they're going to start making some announcements about that. Although the Mac Pro looks like it will probably be next year. But on top of that, they are going to have some phone announcements and those are going to be interesting. I'll be on top of that, we can talk about it more next week. But, they are expected to come up with a lower-priced iPhone. Which is going to be good for a lot of people that want an iPhone. Basically, want the reliability and the security, and they are talking about some of the rumors have them using both thumbprint and the face scanner on some of the phones. So it's going to be an interesting day. There's a lot of potential announcements, Apple might come up with. And I think one of the most interesting things is like you remember the iPhone. What was the Six SE?

[00:03:51] Which was the lower price phone that they came up with. 

[00:03:56] And, it didn't do very well in the market, but apparently they're planning on doing something similar with the iPhone 10 having an inexpensive version of it. So, we'll see if that does any good or not. But, yeah that will be coming up, midday today as Apple has all of their fall announcements.

[00:04:15] By the way, I should mention I have a MacbookPro that I just got about a year and a half ago and I had I had a horrible experience. And, I, you know I love Macs. But the key point your keys were falling off right and left, I brought it in and they replaced one and, then I had a guy in the Genius Bar who I happen to know, who said to me you know it's not really publicly known but they're replacing keyboards because they're really defective. So, and I think they had it for 10 days not me not having my computer for ten days. Like going through a heroin withdrawal. But, just like a divorce. Yes, exactly right but it's not. It wasn't really publicly known that these keyboards really defective. Oh yeah. 

[00:05:00] It's called the butterfly keyboard and it has to do with the mechanism and the keyboard. Now, Apple has been telling people that, you know if your keyboard isn't working properly, it's because you got food or something into the keyboard and technically, they're right because anything even two fat keyboards fail. Its frankly, between us, it's a bad design. And Apple has come to recognize that it's a bad design enough that their new MacBook Pro has a keyboard that has one little difference in it which is enough to keep all of the dust and crumbs from food out of the keyboard. So, in other words, they recognized its a problem, they fix the problem, but they are not usually very helpful about replacing your keyboards for free when they fail. So, I tend to think that it really is a design problem. Apple should replace all of them. I suspect eventually may end up replacing all of those keyboards. But there's you know about a year and a half, two years, where you got to be really careful with those keyboards because almost anything will make this silly thing fail, Ken. So, you're not imagining things and your genius friend is not either. 

[00:06:19] It is a real problem is getting reported all over the place we're talking to Craig Peterson our tech guru who joins us at this time every Wednesday to give us an eye on the world of technology. Do people share passwords?

[00:06:34] Yeah. They still do. Who falls for that in this day and age. Are these the same people that have joint Facebook accounts? You know like Tom and You know Jane. 

[00:06:42] Yeah, yeah, exactly. This is silly in this day and age. You'd think you'd know better. But this is true in a lot of small businesses, like Ken and Matt, you guys both have small offices, right.

[00:06:54] Right. And that means you've got a couple of people working there, a few people a handful, and in most cases, everybody knows everybody. 

[00:07:03] What could possibly go wrong? I'm going to be on vacation next week. Here's my password. So, somebody if someone e-mails. You can go ahead and follow up with them. Well, in this day and age, we've got this huge problem of business email compromise and the FBI came up with a new number on this, and they're showing now that we're over. This is crazy. Guys, I hope you sitting down, in the last two years more than 12 billion dollars has been stolen from small businesses. Cash was stolen -- 12 billion of it. It's incredible when you think about it. One of the things companies are doing their people are doing is sharing their e-mail passwords. This just makes it that much easier for the bad guys to get at your money. And here's what they're doing with a business e-mail compromise and we're seeing it all the time we keep getting called into companies saying something weird is going on with my e-mail. So, we come in we have a closer look and we find out, yes, you've been hacked. So, when you're going on vacation, people, do not share your passwords. Which means in advance of people being out for the day or on vacation, If you have an account for, let's say you've got somebody who is responsible for billing, or payroll or sales, or whatever it might be, Do not have a single e-mail account that people send the mail to in other words you don't send mail to Joan in accounting. 

[00:08:46] Ok, you send mail to town team and have accounting set up not as a shared mailbox but have accounting set up. So, Joan has an e-mail box that gets all of the accounting e-mails anything sent to accounting. That way when Joan goes on vacation John can go ahead and get those accounting e-mails delivered to him. Do not share them, take my word for it. We could go to a lot of detail on this. But there are a lot of reasons not to share passwords. You don't know if you are familiar with this Stat here, Matt, but we're talking about a lot of people. One in five employees on average, according to a new survey that just came out, of switch fast, one in five employees are sharing their e-mail passwords with co-workers. That's absolutely huge. When we're talking about small to medium business getting hit with nearly 4000 cyber attacks per day. 

[00:09:49] It's crazy. And, if you're in a couple of businesses, you guys know anybody that's in real estate, of course. Yeah, the number of attacks against real estate offices, small real estate offices, e-mail attacks has increased 1000 percent in the last year. 1000 percent and other categories of small businesses are up 400-500 percent and on average over everyone is up 25 percent. So, Matt, don't let your employees, Ken same things don't share e-mail passwords, get your e-mail set up the right way. Do not use shared e-mail boxes, either because you can't tell who did what? When did it happen? And, the biggest problem is, if you get an email from "quote" the CEO asking to have a vendor paid double check with the CEO. Make a phone call to them. make sure really is the CEO. Make sure she really did want to have that money transferred. Because nowadays it's almost as likely, that it's a scammer doing it, so be careful. Pay attention. It's not just anti-virus anymore, you've got to have just layers upon layers of security and people need to pay a lot more attention than we used to.

[00:11:12] We are talking to Craig Peterson, our Tech guru, who joins us Wednesdays at 730 and on Craig Peterson dot com and get all the information anytime you want. You know I've always wanted a Segway, and I've never gotten one, but it is now a Segway e-skate. So, I can have a hovercraft like Back to the Future. They promised us to have a hovercraft. Never. This is exciting news. 

[00:11:36] Yeah, that was a few years ago was supposed to be out. Yeah, this is kind of cool, because it's our neighbor, of course, to the west in New Hampshire in Manchester New Hampshire. Dean Kamen started the whole Segway thing and boy was that a big P.R. push. But Segway has come up with something that's better, even cheaper now within about a 300 dollar price point. You can get skates. Now, these are not rollerskates, OK. You don't strap these things onto your feet, but you stand on them, they've got nice wide wheels on them. They look like they would be pretty good for maybe a warehouse or someplace that doesn't have a lot of curbs or bumps or anything. But you just stand on these things and basically balance. If you can keep your balance standing on one foot. I would say, this is my opinion if you can stand on one foot and mostly keep your balance you'll do fine on these things. So you just stand on them and lean forward a little bit to go forward and you lean back to go backwards. You can step off of them very easily if you start to lose your balance you step off of one of them and they'll stop going forward. So, it's yet another Segway which is kind of cool. These things will go up to seven and a half miles per hour, which is kind of cool. Kind of scary, all at the same time. But you know kind of bicycle speeds, not race in a bicycle but a nice little place down the road. And they're hoping that these new little what they're calling drift e-skates are going to finally be one of the general popular populous adopts. Because instead of Costing you five grand these costs about 300 and they should be out very soon now. So, we might even see some in some stores by Christmas, this year.

[00:13:29] Wow. All right Craig Peterson, our tech guru who joins us at this time every Wednesday. Appreciate it, Craig. We're going to talk to you again next week.

[00:13:37] Gentlemen, take care. Bye-bye. Thanks. 

[00:13:40] Now his plan on making September here my nugget month is going to be releasing these little nugget videos that were very to the point nice and short talking about some of the main things that you should be doing and being aware of as a business person. But, I have had so many new clients that I just haven't had the time to do them. So I've been taking care of my clients I guess that's why I have to put the priority right. The people that are already paying me and everybody else we'll get to it. OK. I just haven't had the time. I have to apologize. But keep an eye out. I still plan on getting those nuggets going here within the next week. So, take care. And we will be back on Saturday, with my regularly scheduled Saturday radio show. 

[00:14:27] Take care. Have a great day and the rest of the week.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

---

More stories and tech updates at:

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Sep 11, 2018

Did you know that business losses have passed 10 billion dollars due to business email compromise? Find out more about this as well as why you should not be sharing your email password as Craig discusses this with Jim Polito.

These and more tech tips, news, and updates visit - CraigPeterson.com

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Related Articles:

You’re Not Alone If Your Share Your Email Password – But There Are Hidden Dangers

Business Email Fraud Attacks Jump 25%
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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/11/2018

The Increase In Business Email Compromise Passed 10 Billion Dollars - Why Not Share Passwords

Craig Peterson: [00:00:00] Hi, Craig Peterson, here. It's a bit of a sombre day today, of course. You know, you might put two and two together, here, and realize I'm recording this on 9/11, and I remember this well it was also Tuesday when the hijackers hit. It's a sad day of remembrance, of all of that, and of course at 8:46 this morning, 8:46:40 is when the first event, along with that long line of events, that morning took place. Where the flight I think it was Flight 11 took off from Boston Logan. So, my heart and thoughts go out to everybody, who lost anyone or knew someone who lost anyone on that day. So, we'll leave it at that. This morning, Jim Polito, and I talked about a couple of different things I talked more about business email compromise. The statistics, what's happening, how big this really is. Believe me, it's really, really big. We've got one industry where we're talking about a one thousand percent increase, in the number of attacks. And the FBI upped their numbers. It's now over a ten billion dollar industry. The actual money stolen from businesses, so it's a bad thing. So, we talked about that and we talked very briefly as while about sharing passwords but what are some ramifications, there. So, here we go with Jim Polito on this rather sombre morning. He is our favorite guy.

[00:01:45] He really is, Cause he gets us out of jams all the time and he gets you out of jams too when it comes to this digital age. I'm talking about our tech guru, Craig Peterson who joins us a little early today. Craig, thanks for being flexible. Hey, ditto. All right. So, I want to talk about the e-mail again. E-mail passwords, but I want to start with something quite frightening you've let me know about. Business e-mail fraud attacks are up 25 percent. What's that all about? 

[00:02:20] Yeah, isn't that huge. We've known for a while that there are problems here. And the biggest parts of this problem, at least as far as I'm concerned, is that businesses and this is according to the FBI, have now over the last two years lost some 12 billion dollars, because of this. Now, you know there's a lot of ways to lose money right. You wake up in the morning and you see the stock markets down, its bad, right. You could lose money because of all of bad investments. As a business person, you can lose money because you invest in a new way of doing something, and it just doesn't work for you. In this case, what we're talking about is a type of fraud where they get you to do something, and they do it via e-mail. So, here's what it is you open an e-mail and you see in there that the boss wants to pay a vendor. Well, you know that happens every day, right. You get directives from your boss telling you to do something, right or don't do something, probably. And so it happens all of the time. In this case what they're doing is they do a little bit of research on your business, and then send an e-mail into the business. It looks as if the boss and you now take action on that because the boss told you to pay this vendor. 

[00:03:51] Well, what we're finding now, and what businesses have found out, including in most cases, especially smaller businesses is it isn't the boss and billions of dollars over 10 billion now have been transferred by the employees to the bad guys. And these attacks are up about twenty-five percent, right now. Now there is one industry that's even worse than that, Jim. You probably can't guess that it has something to do with you know Leasing something one of the biggest expenditures of money we make. Of course, number one is our house right. Well, number two in the car, the car, the car the fraud in the business of car dealers where they're going after car dealers. Now, with these e-mail fraud attacks is up over one thousand percent, in the last six months. It's absolutely huge. Absolutely. It's crazy here. Now, we're seeing some industries where it's up 400 percent in the last quarter. So, this is a huge, huge, huge they're engineering these e-mails. They're spoofing e-mail addresses. We get calls from businesses every week, almost every day, now where they're saying something weird happening with our e-mail. And you know that they're not sure what up but one has to have a look at it which we do. Right. 

[00:05:28] And Danny we lose. All

[00:05:39] Right. You know that. 

[00:05:55] Craig. We've got Craig, Craig, I don't know, I don't know.

[00:05:59] I don't know, Danny if he can hear me. But, can you make a reconnection with him? Something happened with that connection there. But what Craig's talking about is business e-mails, protecting businesses from having to protect themselves. But also this fraud that's going on and protecting yourself and leasing a car and things like that. And again, the car is your second greatest expense, after your house. Well, where are the bad guys gonna to go? The bad guys are going to go, where the money is, and the money is first in going after homes, you know taking out a second mortgage on your home without your knowledge or credit cards, too. So, Craig -  is Craig is back with us? I believe, Danny, we got him. 

[00:06:56] Down now. OK. 

[00:07:00] He's also going to be talking about your e-mail password sharing your e-mail password. All right, Craig, I'm sorry we lost you there. Toward the end, it started to drop off. 

[00:07:14] Sorry, about that. No problem. Now you blame, blame the tech blame the tech, people. 

[00:07:21] Yeah, exactly, right. This is a huge deal. We're talking about e-mails here. You know you've got be careful to make sure that your employees, your fellow employees your boss know that the simplest way to avoid this is if you get an e-mail that's a little suspicious. Like, I don't recognize that vendor and why should we be paying them? Pick up the phone, call the boss and say, Hey, I just wanted to make sure that this was legit or you know wasn't legit. And, in that case, FBI warning about this all over the place, we've been talking about it on the FBI infragard webinars. It is just rolling, like crazy because it's working. 

[00:08:09] Yeah, they're making money, I said while we lost you. If they're making money you know what I mean if there's money to be had there that's where the bad guys are going to go.

[00:08:20] Exactly right. 

[00:08:22] We're talking with Craig Peterson, our tech talk guru, at the end of this segment. We are going to give you a number that you can text my name to, standard data and text rates apply. And you'll get all this information, plus weekly updates. And if there's ever a crisis, a hack you'll have the information from Craig and what to do. Craig, don't share your e-mail password. I think that's obvious, but apparently, a lot of folks do it.

[00:08:53] Or Yeah you have your passwords on a post-it note stuck on your screen. No, No. Exactly. Well and that's because, well in your case, it's something like P A S S W O R D. You follow John Podesta's lead and make your password, password with a zero. Yeah pretty tricky, Yeah. Yeah, well one in five employees are sharing their passwords with co-workers. So, looking at it is an easy way, if they're out of the office that co-workers can check their e-mails for them. There are all kinds of liability problems with this. Don't do it. Don't share your password. You could be the subject of a criminal investigation if you share your password with another employee and let's say they leave the company or they're fired from the company. You don't remember that you shared your password with them and they now use your account to hack into company computers or to do other things, nefariously. What happens all the time. And, then to top it off if your username and password get stolen from another Website because you and your fellow employee knows it and they use it elsewhere. You could be liable.

[00:10:08] Yeah, yeah. See that's the part. Like all of you know, it's because I was careless with it. But, now if anything happens with it it's going to be my fault. It is your fault. 

[00:10:18] And nowadays we're talking about criminal prosecutions, Jim, yeah. Where they are going after you. So, don't share your password if you're in business. And let's say you have people working in the payables or receivables or whatever, sales. Set up a mail reflector. So, everybody gets that email. Be careful don't use shared e-mail accounts. There just all kinds of problems that you can't track down who did what when, and if they do it in sales you also have the problem of salesmen trying to leave the company with your customer list and going to a competitor. So, you know just to make sure that doesn't happen do not allow employees to share them and make sure you have certain types of reflectors, so that you can shut off their access, as soon as they leave the business. 

[00:11:10] Craig Peterson, you heard it there. He's he's got it all. He's got a lot of other stuff to talk about and share with you. And you can get it all for free, no obligation. He's not going to pester you, he's not going to sell your cell phone number so what you do is text my name to this number.

[00:11:28] 8 5 5 3 8 5 5 5 53 that's eight five five three eight five fifty five fifty three. 

[00:11:37] That's right. Standard data and text rates apply. You'll get this information and more, from our friend Craig Peterson you will also receive updates or alerts when something big is going on and he'll give you instructions on what you need to do to protect yourself. And, Craig I appreciate you coming in a little bit early for us. We appreciate the time and we can't wait to talk to you next week. 

[00:12:04] Thank you. Take care. Craig Peterson. everybody. Oh by the way. 

[00:12:10] After a while we.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

Follow me on Twitter for the latest in tech at:

www.twitter.com/craigpeterson

For questions, call or text:

855-385-5553

Sep 8, 2018

 

Do you or your Employees share passwords?  If so, STOP immediately and change them, now.  This week I will explain why.

Segway has some new fun Technology and I will discuss it today.

Business Email Compromise is on the Rise.  I will tell you why and how the hackers are going after small businesses.

People are still not patching their routers.  Also a new Router vulnerability this time against routers used worldwide by ISPs.  I will explain who, how and what you can do about it.  

Craig will be release some video securiy nuggets during the month of September.  Watch for them.

Craig is putting up a new membership site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/08/2018

Don't Share Passwords. Privacy is not Absolute. BEC the new hacker scam to beware of. Mikrotik ISP routers have been hacked.

Craig Peterson: [00:00:00] Hey, Good Morning, everybody. Craig Peterson here and we've got a lot to cover today as usual. I don't  if you've been getting some of my e-mails. Hopefully, you do, if you're not subscribed go to Craig Peterson dot com slash subscribe. We keep all kinds of great information there and we send out alerts about Hacks and about some of the latest things including I am now producing a whole bunch of what I'm calling nuggets. These are pieces of information short videos that I think are going to make a big difference in your life particularly in your business. So, keep an eye out for those wonderful nuggets. Those are videos I'm kind of releasing all over the place including on my Web site. Today we're going to talk about something that really concerns me and this is about the Five I's. If you haven't heard about them they are affecting your life in potentially a very big way in the future. Segway has some real cool new devices out. We're going to talk about the latest one that they have and I don't know if I'd buy this, but there are some other ones I might buy but, 

[00:01:06] this is really cool. If you are an employer or an employee you're not alone, if you share your e-mail password with co-workers. By the way, it's a dangerous thing to do. Hackers are trying to scam you again, and this is all about the e-mail scams business e-mail compromises that the FBI has been warning about, and, of course, that's a very, very big deal too. Unpatched router's Yeah, yeah, a huge proxy army spying on networks and it turns out it's not just your home routers anymore that they have control over. No, no, no. The bad guys have control over some of the routers that your Internet service provider may have provided to you. So, all of that and more stick around. Here we go. Well, the Five I's are countries that cooperate together. And they've been cooperating for a long time. In fact, some of this has come up as part of this so-called Russian investigation that's been going on, because apparently the British were being used to spy on President Trump and feed information back to the Department of Justice, the FBI, and maybe even the Hillary Clinton campaign. 

[00:02:34] Well, what are the five I's and what are they doing. Bottom line, we're talking about the U.S., the U.K., Canada, Australia, and New Zealand. These five countries that cooperate on spying on each other's citizens. Now, that's a very, very, big deal of course. Some of these countries also spy on their own citizens, as well. We're finding out more as the in-depth analysis is being done of the Mueller probe. But, the whole idea here is, if I'm in the United States and I have somebody who is a citizen of the U.S. that I suspect might be a bad guy, they might be bringing drugs in, they might be part of a terrorist network. I can't do a whole lot. Unless they call outside of the country, or they call into the country from outside. Once the communications leave the borders in the United States it's no longer considered. well kind of like privileged, right. They cannot just willy-nilly grab that data, grab your voice, et cetera. But, another country can and that's what's been happening. So, for instance in the case of these so-called Russian collusion operations, the U.K. apparently was spying on, wire tapping some of President Trumps communications, and some of his campaign workers communications as well. So, it's a very, very, big deal because they are gathering all of this.

[00:04:09] They are gathering stuff that, even they admit is illegal. You remember the story I talked about here just a few weeks ago, where the National Security Agency went ahead and deleted three years worth of telephone intercept data because they weren't sure if some of it was legally obtained or not. So, it's frankly a very, very big deal and it's a scary thing. Well, they came out with a statement after they met, and they just met, and that you know that part is a little concerning to what they're doing but they are spying worldwide, and they're very concerned because they cannot decrypt a lot of the communications. Now, they can intercept them obviously. That's why the Five I's exist so they can spy on each other's citizens, which is a problem right there, right. So, they can spy on each other citizens. But, here's where the big problems come in, and for them they can certainly intercept communications that are encrypted, but they cannot do much with them. In fact, they can't do anything with some of them. So, they met, and they came up with a statement. Now, this is really interesting. Here's a statement on privacy or part of it, privacy laws must prevent arbitrary or unlawful interference, but privacy is not absolute. The increasing gap between the ability of law enforcement to lawfully access data and their ability to acquire, and use the content of that data is a pressing international concern.

[00:05:48] Each of the Five Eyes jurisdictions will consider how to best implement the principles of this statement, including with voluntary cooperation of industry partners. Any response be it legislative or otherwise will adhere to requirements for proper authorization and oversight. Now we've had this debate before. You might remember, if you're old enough, during the Clinton administration, they were trying to force these clipper chips down everybody's throat, they are oh so safe, it's all so wonderful. And, it turned out that in fact there were back doors in them. So, the government could listen in. So, this is something we'll keep an eye on. We're going to watch see what happens. There are veiled threats to businesses in there, saying, hey basically if you don't comply, with you know, law enforcement, if they want to gain access to something, then bad things going to happen to you. It's really scary. But, next up let's talk about something kind of fun. OK, let's move into the fun category now. I know the guy who who started this company, right here in Manchester, New Hampshire. The company is called Segway. I've met him a few times, I've interviewed him a couple of times, and been very involved with U.S. First which I think is an absolutely fantastic program for kids to learn and get inspired. 

[00:07:15] It really is. In fact, that's kind of their whole thing now is inspiring kids. So, it's a really good thing. Remember, there was all of this hype about the Segway. How it's going to change the world? And, we certainly have seen Segway's around. I went on a tour over in France, in Lyon, in southern France and it was really very cool because we were on Segways we could go very quickly, when we needed to, or wanted to. And, then we could kind of stop and talk and look around at everything. I loved it. I want to go on more Segway tours, now. If you haven't done one, you should try it because it's it's very easy and it's rather intuitive. I think you might well enjoy it. Well, they have come up with a few different models over the Segway. You have some now that just kind of fit between your legs so you're not even standing, fully. They have one with kind of a seat, I've seen before. I think that's not actually a Segway. Now, they have roller skates. I guess they're calling them e-skates. The drift, is what they're calling them now drift w-one it's going to be available in stores sometime soon. 

[00:08:37] But these skates use the same self balancing technology as Segway's other better known products. So, shifting your body weight controls acceleration and deceleration. Now, if you've worn roller skates before or roller blades you know you strap them on your feet and sometimes you get out of control and you fall. And, I've taken a couple of big spills on those as well and I had protection on at the time, but you fall. That's because you're feet are strapped and you can't do much about it. If you lose your balance, et cetera. Well, these E-skates you just stand on. So you are standing on one on each foot. So they are independent they are individual. I saw some video of somebody using these, which is really kind of cool, because you can step off of it very easily. Much like you can with a regular Segway. Just step off the skate if you're starting to lose your balance you can take one foot off and put it on the ground. But, it is really, really neat. So, they can only tilt forward and backwards just that single access. So, there's no risk at all of rolling your ankles, like there are for roller blades etc. And, it's really kind of cool. 

[00:09:53] The attendants who were at this show, that just happened, where they were shown, over in Berlin, the IFA, that show. It's a really cool show, but we'll get into that right now. But, the really cool thing about these roller skates is the attendants were able to just say. Just get on it and do what comes naturally. Because, they really have got the right sensors in these skates now too to detect what you're trying to do. So, much like a regular Segway you kind of lean forward a little bit to go forward. You, can go backwards on these things if you lean back a little bit and apparently it just takes a few minutes to get relaxed in control which is about what it took me to get used to the Segway over there in France. My 80 year old father's even gone, for the very first time, on a Segway tour. This was in southern Utah. He went down very, very pretty area and perfect again for a Segway tour because you just zoom around and enjoy the sights as you're going. But, he didn't have too many problems I guess he fell off once said 80 years old, that's not bad. But he really enjoyed it absolutely would do it again. I don't know if I want to try these little, little E-skates again. Keep an eye out for them. The called the drift Segway drift. But, I can tell you I probably would try them. They're only going to be a few hundred bucks, apparently, versus the thousands for the big Segways. But, it should be kind of fun. All right, a few of you are sharing passwords. You're not alone.

[00:11:39] Now, we we know a lot of people over the years that are sharing passwords, and obviously that's a problem, right. And you know sharing your password with your computer is one thing, and it's it's bad. OK, it's pretty bad. But sharing your password with someone for your e-mail account, it looks like it's even badder than than just sharing your basic password. Now, for your computer and here's why, people don't choose great passwords for their e-mail accounts. And, a lot of times that workers will kind of share and say OK here listen while I'm gone here's my password. Get on check because I'm expecting this from a client, or that from a vendor, et cetera. And so people share their passwords, and you hope there's no real ramification certainly nothing as bad as missing an order, or missing the delivery problem, right. Doesn't that make sense to you? 

[00:12:41] Well, there are ways to have group and shared accounts. We do this. I've got to tell you every time we've gone into a business to clean up after there's been a hack and wow it's really bad. 100 percent of the time they've been sharing passwords, 100 percent of the time. And, one of the ways that these bad guys get in is, let's say there's a problem with a hack on a big company, and they're able to steal usernames and passwords. Guess what they now have, they have a username and password that they know worked at this company that just stole it from, right. So Yahoo, for instance, because we know they lost more than a billion accounts information. So, let's just say Yahoo for the lack of another example, right now. But Yahoo has usernames passwords are stolen, or some other small Web site out there that you're using. Most people are using the exact same password for their accounts on every site. So, they use the same username which is often their business e-mail, unless it's obviously just a straight up personal thing that might have a personal e-mail, but most people just have the two e-mails. 

[00:14:11] So, they their business e-mail is shared now with another person along with a password for that account. 

[00:14:21] So, now that other person gets in and starts using it. Now, remember that that password has been compromised in this scenario so, somebody else out there, a bad guy knows it. So, now someone internal to your company knows it and maybe even multiple people, now know it. And, what's been turning out is that there have been a number of kind of vengeance hacks where someone who knows someone else's password gets into the network, after the fact. So, make sure companies use set up group mails when it comes to your accounts receivable, accounts payable, any sort of customer transactions use a group mailbox, use of forwarder, there's lots of ways to do it. We do it all of the time for customers. So, make sure that happens. Don't allow employees to share passwords. If you're an employee insist that the manager set up a group password or group account, I should say, a group email account. Set up some sort of group e-mail account so, you're not held liable. So, your username and password are not used to hack the company at a later point in time, by one of your former fellow employees or potentially even worse. By the way, this survey found that three out of five small businesses that suffered a breach are likely to go out of business within six months. 

[00:15:52] Ok, that's a pretty standard statistic, I've seen. Usually, it's around 50 percent. In this case, they're showing 60 percent. So, you do not want to have a breach. There's all kinds of stats, and if you want to go to my Web site Craig Peterson dot com, you'll see it right there. Now, here's our next our article here. It's another scam that's been very successful for the hackers. Now, cyber criminals have been out there since the days of computers, really. You know initially, initially, initially probably not so many, but there have been over the years, a whole lot of these bad guys. While they're now turning more and more of their efforts to business email compromise scams, as well as, telephone scams, and they're using these to steal funds that are causing billions of dollars in fraud losses over the past few years according to statistics from the FBI. And, I get reports from the FBI almost every day, certainly every week, about new variations of these e-mails scams. Now, the scammers are typically targeting employees with access to company finances, payroll data, and other personally identifiable information. So, this particular report looked at 3000 randomly selected business e-mail compromise attacks. 

[00:17:25] Now, it said type of spam, spam e-mail. Obviously it's been called spear phishing before, and now it's called a business email compromise, because they're doing some amazing things here. They're trying to trick the e-mail recipients into doing a wire transfer to a bank owned by the attacker in half of the cases. Isn't that amazing? So, once the money's out of your bank account because you're just wired it, bam it's in the attackers account within 90 seconds. And, if they own the bank, they are not going to cooperate with any sort of investigation. So, some other types of attacks include getting recipients to click on a malicious link, that's 40 percent of the time, and those malicious links are then used to install spyware on your computer, or to verify that you are who they think you are. They also use them to establish rapport with the victim, and stealing personal identifiable information, that makes up the last 13 percent here. So, very simple e-mails. So, a subject like vendor payment. Hey, Joe, are you around? I need to send a wire transfer ASAP to a vendor from Jane. 

[00:18:44] Now, they're going to find who the CEO is or a high level executive. In this case that company had a high level executive a CEO, COO named Jane. So, they figured that out. How do they figure that out? Well, they probably just went to the company's Web page. Go to my company's Web page Mainstream dot net there you will not find any information about any of the officers, who they are. and then Hey Joe, obviously, they know who Joe is and they can find that also probably on the company's Web page, right under officers. It's crazy what people put up there. And the other easy way to find it is just to go to LinkedIn. You can scan around you can find tons of stuff about businesses, small businesses and otherwise. So, about 60 percent of these business e-mail attacks do not involve a malicious link. So, it's just a plain text e-mail attempting to trick them into performing a wire transfer, or some other sensitive information. It's really scary. So, here's the people there are attacking, right. Forty-three-percent of the time they are impersonating, the CEO or founder and they are attacking the CFOs, finance, H.R. people, C-level executives, CEOs and others across the companies, is about half. So, why would they go after H.R. person? We'll so they can get the W-2 information so they now have Social Security numbers, names, addresses.

[00:20:20] Think of everything H.R. has. So, here's what you should do to keep company safe. All of this is up on my Web site, by the way, Craig Peterson dot com. Prohibit wire transfers from going out without an in-person conversation or phone call. That means contact the CEO, right if Jane sent you that e-mail you've got Jane's number, call her. I don't care if she's on vacation, in fact, that's often when they will target someone they see on Facebook. Hey, Jane's going on vacation she's going to be in Bermuda's, she's going to be on her ship, She's not going to be able to have communications. And that's when they go after it. Take caution with e-mails from the CEO. All right. Because they're the most likely ones to be impersonated. So, if they make a request that seems a little unusual pick up the phone and call them. Obviously, if you are responsible for training in a company, make sure that you've got a training program in place, deploying an e-mail protection system that stops these type of spear phishing attacks, Cyber fraud attacks. So, it goes on and on. Very good, Very interesting and there's a lot of information about this. If you go to Craig Peterson dot com slash security, you might be overwhelmed. 

[00:21:34] But, that's what our golden nuggets are all about. I'm producing now throughout the month of September. These nugget nuggets of information about how to stay safe. And we're going to lead all of that up to an offer that I'm going to have in October. So, we'll talk about that as well to help you completely clean up all of these problems, but keep an eye out for my nuggets. You'll be seeing them on Craig Peterson dot com in fact, to put it up a little Coming soon thing on the site. So, next stop you'd think we were past this point. Now unpatched Routers. OK. We've got multiple malware campaigns right now, and they're spreading the hacks of gear from a company called microtik. Now this is probably not a name you're familiar, if you're a business person hopefully you're using current Cisco gear, not old stuff. Hopefully, it's patched and kept up to date, as well. Right. If you're a regular old home user you might be familiar with companies like D-link or Netgear, neither of which I use in my home, because of all of the problems they've had over the years. You definitely should not be using those in your business. Well, microtik posted a software update for a vulnerability that was found earlier this year. 

[00:23:11] But, researchers have found themselves, that more than almost 400,000 of these routers they've identified on the Internet were still vulnerable. People are not applying the patches. Now, here's what's kind of really scary about them. We've got 7500, that we know of, that are being actively spied on by attackers, they are actively forwarding full captures of all to the network traffic to a number of remote servers, OK. Just crazy. Another quarter million, of these hacked routers, have been turned into proxies. So, they are being used to again send the data off to the bad guys. So what data, all of your data. Now, here's the part that is the part that basically explains, why you don't know about these guys. They are providing hardware for Internet services providers, including campus network infrastructure at schools. They provide equipment for outdoor fiber routers, wireless backbones, OK. It goes on and on. Now, these routers are all over the world. Some of the largest concentration are in Brazil and Russia, here. A lot of the ISP's are using Cisco gear, but there's 14,000 they've already identified here in the U.S. So, again can you trust the hardware that you get from your ISP? Probably not, 100 percent. So, what are you going to do about it.? I can tell you what we do. We don't use the hardware that they give us.

[00:24:54] Right. So, they've they've got Modem of some sort or terminal device. We feed that directly into some really good hardware, that we've installed, that we control, that providing high levels of Firewall. So, it's a very big deal. Microtik, keep an eye out, if you are again a business, and this is really important or if you have quite a bit of money that you want to protect. Make sure you get rid of that router at the edge of your network, that's provided by Internet service provider. Get rid of it. Let's go ahead and do something reasonable. Contact a company that knows what they're doing with security firewalls et cetera. And, unfortunately I got to tell you that 99 percent of them, we have not met very many companies, and we deal with them all over the country, here, that really know what they're doing most most of them have no clue, they're just selling a box and pushing it. But, anyhow that's what's going to happen in October. Keep an eye out for my nuggets. Make sure you sign up at Craig Peterson dot com. We'll be all kinds of good security nuggets we're going to be putting out. Have a great week, and we'll be back again, next week with more tech talk with Craig Peterson, see you then.

 ---

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Sep 5, 2018

Did you see that the Internet Speeds in the US have doubled?  Yes, it is true -- Listen in as I talk with Ken and Matt about what caused this growth.

Do you own a small business?  If so, you'll be interested in what I have to say to Ken and Matt about the dangers you may be facing.

Been to Dulles lately? They have some new technology in place.  This morning with Ken and Matt I will discuss it and the impacts it will have in the future.

Craig is putting up a new membership site (Yes, it is free, but you have to sign up)  On it will have all his special reports that he puts out and you will be the first to get them.

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:


The End Of Net Neutrality Has Doubled Our Internet Speed Ranking!

With The End Of Net-Neutrality AT&T Invests Nearly $120 Million To Boost Local Networks In Iowa

Half Of Small-Businesses Believe They’re Not Cybercrime Targets

New Facial Recognition System Catches First Imposter At US Airport

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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/05/2018

Internet Speeds have doubled in the US due to Net Neutrality Repeal. Small Businesses are the targets of Hackers.  Facial Recognition at Airport's first Imposter.  

Craig Peterson: [00:00:00] Hey, Good Morning. Craig Peterson, Here on in Maine. I talked a little bit this morning, again, just like I did yesterday with Jim. I guess this is a big story about the U.S. Internet speed where our ranking has doubled, which is just absolutely amazing just how much faster we've gotten. And, also a little bit about AT&T and their investments into the Internet. This new facial recognition system, catching our first imposter at the airport, and we talk about how many airports it's in place. It's surprising we caught one, Half of all small businesses believe they are not Cybercrime targets, and frankly that's not a good thing. So, that's what we talked about this morning stick around here we go. 

[00:00:49] Well it's that time of the week again, Craig Peterson joins us, once again, to go over what's happening in the world of technology. Craig, how are you this morning? Hey, Good Morning. Doing well.

[00:00:59] So, when I went in and looked at your Web site, Craig Peterson dot com,  my internet speed is just so much better. Is this a result of the end of net neutrality?

[00:01:11] Craig, Yeah well for those who don't remember, of course, net neutrality was an Obama era FCC thing, where they were trying to bring the Internet into the same rules and regulations that have been in place since the 1930s for the telephone companies. And as you know for, jeepers since the early 70s, really, what became the Internet had been pretty much unregulated and had been completely unregulated since 1991. Other than of course the Federal Trade Commission, the FTC, was regulating it and has been regulating it pretty heavily. So, we had net neutrality in place for a while, and there are a lot of people who were out there yelling and screaming that we needed it because we needed fairness, we need equal access. In other words, the kid sitting there with me in front of their computer who is playing video games streaming live all day long. Plus they've got Netflix playing over on the side and maybe they've got music playing as well and this happens and it happens quite frequently. So, they use a lot of bandwidth. They wanted it to be fair. So, he would pay the same price as the grandma who was sitting at home hoping to get an e-mail from the grandkids. You know which is of course totally crazy. And to top it all off we had you know businesses out there who wanted to get some money back from their investments into network infrastructure. So they put it in place in the very first thing that came in front of the FCC net neutrality the very first time and this was terrible.

[00:02:56] That's not a good thing. It was in place because what they were doing is the FCC denied a company that wanted to give away free streaming video because it would be unfair to their competition. You know, heaven forbid you've got a startup company that wants to go up against Verizon and offer a better deal, right. So, net neutrality, absolute failure and we have the Trump administration with the new chairman of the FCC who got rid of this net neutrality thing and when they got rid of it, of course, we still had people who were out there screaming hey, we've got to we've got to put it back in place its terrible the world we're going to come to an end. The Internet never existed without the FCC regulations, of course, you know I'm kind of going a little overboard here to come up with a point, but that's basically what is happening. In fact, it has gotten so bad that the chairman of the FCC has had to get armed protection for himself because of the death threats and armed protection for his kids. So, now we've got people like Ken out there who are we have noticed something which is since the repeal of net neutrality took effect just this spring.

[00:04:14] The internet has a ranking of the U.S. and the Internet has changed. The Internet has sped up in the U.S. and the U.S. has gone from being the twelfth fastest Internet in the world, average, average speed to people's homes so, we were 12th. And since this spring since net neutrality went away we're now the six fastest Internet in the world. We've basically halved our rank which is a very good thing. AT&T is investing nearly 120 million dollars just in Iowa to improve their network. So, now the businesses know they can get their money back out of it. That they can charge the kid sitting there using up all of their bandwidth. That they can charge Netflix, that's using half of the Internet bandwidth, at times, in the U.S. That the backbone carriers who have paid for the infrastructure can say hey Netflix you owe money, in order for us to carry all of these movies for everyone. Now, that's in place, we've got companies reinvesting in the Internet. We're seeing internet speeds improving and we're also seeing improvements for consumers. I just switched my mobile phone plan, my cell plan. I've had the same company for about 20 years now and I switched it because I'm now getting twice the speed for half of the cost. 

[00:05:38] And with net neutrality, in place it would have had to get permission from the FCC to lower their prices or to improve their performance or speed. So, thank goodness it's gone. I predicted this would be the case. if it did go in place and if it was removed. So, it is great. I know there's a lot of people who don't like it, and I want to warn those people who are more on the conservative side, who are now starting to call for more regulation of the Internet, because of what's been happening with Facebook and Twitter and other places where they are apparently censoring some of the conservative speech. So, we've got conservatives now out there saying oh we've got to have this regulation in place including just yesterday the new chairman of the FCC the guy that got rid of net neutrality really seem a kind of a personal statement if you will saying hey listen we may have to regulate the MAGAF companies. You know again Microsoft and Amazon Google Apple and Facebook we may have to regulate those companies because they are not treating all information fairly. So, it is kind of interesting here is the pendulum sways. Maybe, that should be a name of a new soap opera or something guys.

[00:07:02] Craig Peterson, our tech guru, joins us right now to give us an eye on the world of technology and before I move onto the next topic I should mention, speaking of net neutrality and whatnots, Ajit Pai, is going to be here, next Friday, coming to an event at the Maine Heritage Policy Center. So, if anybody's interested in that, Maine policy dot org, ladies and gentlemen Not interested. Yes, I know you're not. But maybe the great crowd out there listening to this might be. So Craig, now that I've done my little disclaimer. 

[00:07:26] Yeah, he's the FCC chairman for those who didn't know who that was.

[00:07:29] Correct. Basically, the one who is responsible for killing it, killing net neutrality, in the first place. So, anyway moving on to other topics. You know, if I were a small business owner right now I may be, I might be a target for cybercrime, but I'm just a small fish, right. So, I'm probably not. Am I wrong about that?

[00:07:50] That's one of the things that you hear all the time isn't it. No. I would say go after me. Why did Willie Sutton rob banks? Because that's where the money was. And, so many people are assuming that the bad guys are going after the big businesses which they are, and they are going after the banks online trying to hack them. They're trying to break into their networks into the computers get all kinds of information. But the big banks and the big businesses can afford to do security and do security right. And, now they are spending money on that. They're spending real money on trying to keep things secure, while small businesses and the home users don't have that money. So, where are they going to go. Well obviously, they're still going to hit some small people and you know in their homes. But, now the FBI is saying that small businesses are the biggest target, right now for the bad guys, for hackers. And, unfortunately, a lot of small business people are thinking that they're really not going to be coming after me. But, when you look at the numbers that are involved here, where an average hack can cost 130,000 dollars. We just picked up a client that had been hacked and they lost 180,000 dollars in cash. So, you know you've got to be careful business owners, just like you were indicating Matt, Don't think they are the target but they are the target. And, you've got to start using real multifactor authentication or two-factor authentication for your business e-mail accounts because that's where they're usually going to ask you, they're using something called a business email compromise. It's something the FBI has been warning a lot about. It's something that's been very effective and very cost effective for them and unfortunately has literally stolen the livelihood and the businesses, that people are working their whole lives for. It's been stolen from them. So, it's a big deal. Don't think that just because you're a small business you're not a target. Because in fact, you are the target. 

[00:10:03] We're talking to our tech guru, who joins us Wednesdays at seven thirty-eight. So, facial-recognition which works on my iPhone really well. Is it becoming more viable for security issues in airports?

[00:10:18] Yeah. What's in your iPhone is really interesting because it's close up. It's able to measure multiple points on your face simultaneously, to figure out if it's really you. And, by the way, Apple's expected to release some more information about their phones coming up here, next week. But, yeah facial recognition is interesting when you're talking about it for a crowd. We've used it at major events, major sporting events for about a decade now. And, we've had a lot of false positives which is OK, because it was new technology and the police understood that. What I'm concerned about is in the future. What happens when people are falsely identified, as well? Well, down in Washington D.C. Their main airport down there which is Washington Dulles is now using an interesting form of facial recognition. What they're doing is the computer looks at their passport photo and is able to use that photo without training like you have to train your iPhone, right.

[00:11:26] Can you see your face Yeah exactly.

[00:11:31] This is just training? So, he presented a French passport as his I.D. the computer scanned it. The computer used a camera that's sitting there. And, they do film all of your interactions at these international airports and was able to identify a man with a fake passport, just using this new facial recognition system. So, you can expect this is going to grow as time goes on is going to be used more and more. There are 14 airports, right now, using facial recognition technology. It is being used to help screen these people and this was the very first one ever caught using facial recognition and it was just a couple of weeks ago. So, it's kind of interesting and we're going to see more of it, as time goes on.

[00:12:17] All right Craig Peterson, our tech guru, joins us at this time every Wednesday to give us technology around the world. Craig, thank you very much, sir. We will talk again next Wednesday.

[00:12:27] Hey, thanks, gentlemen. Take care. All right.

---

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Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

---

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Sep 4, 2018

Find out more about how we are winning with the end of net neutrality as Craig talks about it more in depth with Jim Polito.

 

These and more tech tips, news, and updates visit - CraigPeterson.com

---

Related Articles:

The End Of Net Neutrality Has Doubled Our Internet Speed Ranking!

With The End Of Net Neutrality AT&T Invests Nearly $120 Million To Boost Local Networks In Iowa

---

Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/04/2018

The Stats On Net Neutrality Are Out - We Are All Winning

 

Craig Peterson: 0:00 Hey, Craig Peterson here. You guys remember the whole quote, debate, unquote, about net neutrality? I never thought there was a debate here. There was no sense in this whole idea of net neutrality. It just when you played it out, it was absolutely ridiculous. So any how we got some stats, some hard numbers, what has happened since the end of net neutrality, and that's where I talked about this morning with Jim. So here we go.

0:30
He is the man. He is our tech talk guru. And he's our good friend. I'm talking about Craig Peterson. Got some important stuff to discuss today. Good morning, sir. How are you? Hey,

0:44
Good morning, Jim. Doing well this morning. You know, it's almost the end of the heat wave like this. And they get good again. Yeah, that

0:52
for a Canadian? Yes, absolutely. For Canadian. This is heatstroke. weather. So,

1:00
you know, I'm an American now, right?

1:03
Oh, no, no, no, no, I know that. I meant more like, you know, like, we, which we're very happy about that you did, because you're a wonderful addition to the country. I just met, like, you know, being a Canadian coming from Canada being raised. They're not necessarily the customs. I'm talking about the climate

1:23
and all that. Yeah. Yeah, like a please. You know, like half an hour of sunlight a day. You know, all that stuff. That's it. Well, actually, now, were you not where you came from? But, you know,

1:38
yeah, well, in the summertime, the sun never actually quite set. It was worse. It was Twilight though. And my daughter's in worse shape. Right now. She's up in Norway. And she's saying that the days are already getting cold. It's below freezing.

1:54
Yeah, that's, it's nice to go there in the summer.

2:00
If you wanted to come visit, I'm not so sure.

2:04
You just tell her dad. He's got a big new contract. He's working on me. Can't I'll be there. I'll be there in June.

2:13
Exactly.

2:15
Well, we need your help today. Because two things have come up net neutrality and an actual increase in internet speed ranking. So in the US. So remember, we I think we just need a refresher on what net neutrality was. And now we were told that the sky would fall if net neutrality went away. It did go away and the sky hasn't fallen. So could you lay it out for me, please?

2:46
Sure. Absolutely. I had a request to do exactly that. Another station and another station today, Craig, can you come on, I want you to take net neutrality from both sides. I want you to be productive neutrality and anti net neutrality. And I said, you know, I'm not sure I can take the pro side. But I can tell you what they're saying. And what they were saying, Jim, was that we need a way for the government to regulate the internet very, very closely. We need to make sure that the federal government has control over everything that's online, so that we can enforce free speech rights. But you know, more burden than ever, what we need to do is make sure that these big bad evil companies are not over charging their constituents never word your your internet service provider, whether it be you know, Comcast or whoever it might be even your phone provider, make sure that they have to obey the same rules that were put in place in the 1930s on top of the telephone companies. So that's what they were doing. They said, if we don't have net neutrality, everything's going to fall apart, the speeds are going to slow down and people going to get charged way more is just going to be a terrible, horrific thing. Of course, this was during the Obama administration. And they didn't bother mentioning that, in fact, the internet and it survive just fine without the FCC regulating it for more than 20 years. He back the internet internet had grown immensely over that time.

4:26
So it's this big monster.

4:30
Yeah, we need control over and you know, what I get concerned about right now is we've got the right wing voices and libertarian voices, basically everything except for socialist, slash communist, socialist, fascist voices, all of the other voices out there are getting squashed. And I'm getting concerned. Because we have a lot of people who are saying, whoa, wait a minute. Now, we need to regulate the internet. And the voices that are saying that today are tend to be on the right hand side of the aisle, the left hand side,

5:03
which is a flip,

5:05
yeah, it's a big flip. And, and I'm kind of wondering if this isn't the manipulation. But I was against to the whole idea of so called net neutrality, because here's, here's the bottom line problem. You've got some kid sitting in the basement of his mom's house, like the typical picture, right. And he's sitting there playing these streaming video games with a dozen of his closest friends around the world. He's got Netflix movie playing over here, and he's got his streaming music playing over there. And he's just using bandwidth coming out of the kazoo. And the people who are pro net battle net neutrality were saying, Hey, listen, he shouldn't have to pay more than the grandmother next door who's living off of social security and all she's looking for is a nice little picture of the great grand kids or grandkids to come in on a piece of email. So in their mind those were equivalent in their mind Netflix which uses more than half of all of the Internet bandwidth in this country that Netflix we should be paying the same and should not be charged by the backbone providers any more than your local soccer team was in the gym? Yeah,

6:23
because they were vacuuming it up

6:28
exactly and why would they have to be responsible for why would someone that pain Netflix to watch movies Why would they have to pay more if they have a plane movies all day long and someone that never opens a movie never streams video right it was insanity so I was absolutely against it. And I told everybody about it on my show on your show and they listen this is this is just stupid. And worst of all, what it's going to do is it's going to stop expansion the growth we had seen on the internets going to stop because you had to go to the FCC and kiss the ring, pardon me,

7:10
and and say, Hey, listen, I have a whole new model for doing business. And in fact, the very first case that was brought in front of the FCC for for arbitration was a company that wanted to give free streaming movies to people. And the FCC said, No, you can't do that. Because, you know, lines and isn't doing that. And it just wouldn't be fair to these other companies out there if you give stuff away for free. So under Obama's net neutrality rules, they were stopping us from getting free stuff. So it's it's absolutely wonderful now that President Trump put in a new chairman for the FCC, whose life has been threatened, whose children's arrives had been threatened by apparently left wingers because he did the see it's crazy. He now has armed security guards, but the new chairman of the FCC got rid of his net neutrality rules. And the beauty of this gym is exactly what I predicted would happen did happen. And that is the companies started to invest in the internet again, because they realize they could charge people based on what they were using. So now they could afford to improve the internet. It's like them well, maybe it's not like the mass pike. But you know, with a pipe if you use it more, you pay more

8:39
Yeah. And and they can, of course, do the repairs and make the better roads to handle the trucks, etc, etc. Right. So now the internet we have doubled in our position here. And since the end of net neutrality, the United States average internet speed has gone from in the world to six in the world. See, that's impossible, because the liberals are telling us that wasn't gonna happen. No, it's gonna get worse. Yeah, that's

9:08
it. That's impossible. You're lying. You're lying.

9:14
I have this stat you go online, you can see it right there. We've got some tweets that people will put the now basically say almost the same thing. But it's showing a dramatic increase. In fact, my I switched my carrier, my telephone carrier over and the for the first time in like almost 30 years, I got cell service 25 years ago. And I stuck with the same company the whole time and I just switched over because I found another carrier now that's given me twice the speed for half the cost under net neutrality they would have had to go to the FCC they would have had to beg permission to charge less and deliver more thank goodness it didn't happen and I morning the conservatives and out there don't to fall for the trap here of trying to regulate the internet in order to stop these left wingers from blocking free speech because if they will get what they want, and they will get all of this regulation and we'll go back to some of the insanity that we had in the 80s and 90s with the so called fairness doctrine that just backfired on everybody so it's gone thank goodness things are getting better dairy is

10:30
folks right there Craig Peterson explaining a said it before and he was right now if you want to get other information from Craig Peterson, you can without any hassle. The only thing is that the standard data and text rates apply. But I will if you text My name him to this number 855-385-5553. That's 855-385-5553.

11:01
You will get all of this information plus more. Plus, if there's ever a big hack. He will notify you and tell you what to do. He will never sell your name. And he will never try to sell you anything and he will protect you, Craig. Always a pleasure. That was an excellent explanation and vindication of really a position you took quite a while ago. Oh, yes. Oh, thanks. Yeah, thanks, Craig. All right. Don't go anywhere.

---

Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!

Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year! 

More stories and tech updates at:

www.craigpeterson.com

Don't miss an episode from Craig. Subscribe and give us a rating:

www.craigpeterson.com/itunes

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For questions, call or text:

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Sep 1, 2018

How is a world class trainer using tech and social media to help people achieve their goals? Listen in as I talk with Oonagh Duncan about her business Fit Feels Good.  

Congrats to Ajit Pai and President Trump!  I explain why repealing Net Neutrality has helped the industry and everyone else!

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Transcript:

Below is a rush transcript of this segment, it might contain errors.

Airing date: 09/01/2018

Fit Feels Good's Oonagh Duncan, Net Neutrality Repeal Benefits, and Business Email Compromises

Craig Peterson: [00:00:00] Hey, Everybody welcome. Of course, tech talk with Craig Peterson. Same time every week, and online as well. Craig Peterson dot com. Today, we've got a couple of different things going on. One I've got a friend of mine I've known for a couple of years who have been using the online world in order to help build a business and help people. You know I'm an entrepreneur, right, and so is she. I think you're going to find this interesting. And if you know anyone who is a woman in their 40s who might have a couple of problems with losing that baby weight that was put on, well she can probably help them out too. But, it's interesting because she's using the modern technology, including some of the stuff that we're constantly complaining about it comes to social media. So, that'll be fun. So, she's up next. We're also going to be talking about a couple of security things, this week. Half of the small businesses believe they're not cybercrime targets. We'll explain why that's a really bad idea. We've got some more information on the DNC, and another hack that appears to be underway. The whole 'Struts' Bug. Hey, if you work in with a bigger company get this fixed. Now, this is critical absolutely critical. This is how Equifax got hacked the same subsystem called Apache Struts 2 Flaw. So, check that out, if you're a bigger business. We've got an Ohio man sentenced to 15 months for BEC scam. We've got new stuff with scanners at airports. AT&T, oh I've got to talk about this. So, we'll get to that and a whole lot more. But first, we are going off to Oonagh. Here we go. 

[00:01:47] We're joined right now by a young lady. No, I say young but she's working with women in their 40s her name is Oonagh Duncan and, Oonagh has been all over the place and associate fitness editor for a magazine. She's been a regular before on all kinds of podcasts and on the air as well as CBC up in the Great White North. And, we're going to talk with Oonagh in a little bit about technology. Now you know tech and you know tech has been influencing us. We've talked about some of the problems social media has caused with all kinds of negative things and when we think about it in kind of a negative stereotype, as well, so many times. The reason we're having Oonagh on is that she has been very busy in helping to build a community of these young women who in their 40's, who want to get back in shape, maybe lose some weight, maybe get that cardiovascular system going. And, then she's doing it using technology. So, I've known her for a while, and I asked her to come on she was gracious enough to do so. So, Hi. 

[00:02:51] Oonagh. Hi, Craig how it been going? It's going really well, now. 

[00:02:55] The first time I met you in person. I suspected that you were probably about 30 years old. You've got more than a decade on that, you've taken good care of yourself. What brought you to the point where you thought you might be able to help other people? And looking online Google, for instance, It has about a thousand people who have rated you 5-stars so, you're obviously good at it too.

[00:03:22] Thank you. Yeah. Oh my gosh, it's been an unbelievable ride. I was I was originally an actor and playwright and then in order to, you know, you would be shocked playwriting is not very lucrative. So, I began to teach fitness classes at 6:00 in the morning and 6 at night. So, I have my whole day to work on my playwriting. And, so I did that for a few years and then I found, that you know, I just kind of getting sick of auditioning all the time, and you know trying to reach my place. So, it's like, no actually, this is the kind of fun. Well, see if I can make a go of it, and it just really took off from there. And, then I noticed that a lot of my clients even though they were exercising, a lot, weren't really seeing the results on their body, that they wanted to because a lot of people don't know this, exercise is not that efficient for a fat loss. It's really efficient to keep off the weight once you've lost it. If you want to lose fat it's going to be almost all about Nutrition. So, I am putting the nutrition component of my program and that I put it all online. So, the only client that had moved away that was sort of my initial impulse but then it just started being like all the strangers come into now I have people in like Mexico, and Germany, and you know Latvia and it's unbelievable. It's so fun because you know I get to log in in the morning, and see how everyone in the UK is doing and then you know before I go to bed and they see everyone on the West Coast and what they have for dinner. So, it's really, really cool the global aspect of it. 

[00:04:49] It is a different world isn't it. You can get an expert to help you from almost anywhere, and that's what you're doing. Tell me about the success here? 

[00:04:58] Two thousand people all over the world with a 100 percent 5-star review. You're having a real shock then. How are you achieving this? 

[00:05:08] Oh, my gosh. Well, you know it is just it's really sort of happened, organically of course, and using Facebook to reach people. But, honestly, I see so much of it is word of mouth, and it's not because you know people are losing weight. My program is called a 28-day transformation challenge. We lose weight, in between. But, because we sort of have snuck in all these psychological triggers that build how bad people are tending to keep the weight off long term. I think that's like making all their friends go. Wait a second. What's going on here, and then? And, so, the word of mouth has just been like spreading wildfire. I think a lot of that is also about the community because there are so many. I mean, I don't know, if you know that there's no many, you know click thirty-nine-dollars to buy a PDF download. This meal plan and workout program that is everywhere. It's not everywhere, it is a life community where everyone is starting the program on the same day. We're all doing it, together. And, you have one on one access to a world-renowned trainer and a nutrition coach. And, it's sort of like sports that we can offer online and know into people's questions. My team, you know before long they're finished hyping it. So, people feel so unsupported, in order. If you were to try and figure that out locally, hey you know, who knows where you live, if you got access to that level of caliber of trainer, nutrition coach, but you know you have to work schedules and then see the cost could be prohibitive. So, really new technology is making history and more accessible to so many people.

[00:06:43] So, you mentioned the kind of the social support side of this. Are you using Facebook? Or, do you have your own membership site? How does that all work? 

[00:06:52] Yea, we do have a membership site but most of the time the membership site we're really just using for, you know, content distribution. It is really all the action happens in the Facebook group. You know we had considered forums because now we have so many people that there's had to be some little you know breakout groups have been new moms, and you know breakout groups women going through menopause and you know you have a little small but really cool dude factor and you know so they might be cool to sort of break that open. Right, now we're just in a big jumble in the Facebook group and sort of organizing with hashtags and you know community memes and stuff like that and it seems to be working pretty well. 

[00:07:30] Now your wife excuse me my wife and you haven't had a chance to talk before. And of course she's almost 60 years old now and she has had a hard time over the years in losing weight and things. So, she has gone out, and we've done everything we've done the app can you name it we've done it and she's found apps online. Some free that she downloaded some she had to pay for and if it was like what you were talking about that 39 dollar PDF and she didn't get anywhere. But, I think maybe even the key that you have really hit on here is this whole idea of social support. Is that why the apps just typically aren't working for people? 

[00:08:15] I think of it, I think to be honest Craig I think part of it is that those are there. You know you pay 20 bucks and they all kind of look the same. You know maybe you get a push notification, if you allow them. But it's so easy to ignore. If you are a real person who follows up and says Hey, Craig what's up? Haven't heard from you for a little while. Hey, I'm looking you know I know you slept in today and you said you really work done after work. 

[00:08:38] I'm waiting for your sweaty selfie. You know. 

[00:08:43] Yeah. And then people were like, Oh yeah I have to do it. So, there's that sense of accountability not only to your trainer and nutrition coach but to the rest of the community because you know you log into Facebook and you see all these other people are like oh my gosh you the soup was fantastic and it The workout was so hard, I can't believe I finished it or whatever. Then you're feel like you're part of something and building the team down if you don't win. And this is a well documented all over the psychology of exercise adherence if you work out as part of a group and that's a team sport or even group exercise in the gym you are hundred percent more likely to adhere to your is to achieve your goal. 

[00:09:20] Yeah. No, part of the problem with the gym, Oonagh, is of course you've you've got to get babysitters, if you have younger kids, and you have a job, more than likely right. So, we only have a couple of minutes left but of course Fit Feels Good, of course, is your website will give that out again in just a minute. But you have this live community aspect that seems to make all the difference. 

[00:09:41] That's right. And you know I'm sure your people are pretty tech savvy so, you know a lot of people are like are you going to go evergreen with this You know make it's sort of passive income that just keep coming in I'm like well yeah I have figured out a way to go evergreen and that we start live you know often. But, it's still a Live start. It still has me physically in the group, Welcoming people, commenting on their things like I can't and I won't ever just turn it into a do it yourself program because I know that doesn't work. 

[00:10:12] Yeah, you've got to have that support. You know I've seen on your Web site you've got some other programs coming up you started with this outdoor kind of a boot camp. You mentioned your 28 day program now. Are you also have something. I think you're trying to set up to go down to Mexico and really kind of bootstrap people, but fit feels good Dot com is your Web site and know your brand is fit Feels good, as well. Can they find everything there or what's the best way to find out more? 

[00:10:42] Yeah. If you go to it feels good dot com. You'll see everything there. You'll see a heading called free stuff and you can grab  free goodies. And, if you find out about my 28 day transformation challenge and next one is starting on the September 10. It actually is a really wicked bonuses going with that one, including you know I've got a celebrity stylist who's going to come in and tell us how to dress for your body shape. I've got a flat belly strong core program. All of that goes with that. So, if anyone is ever interested in taking care of your body, your health, getting lean kind of once and for all if you're done trying all the 39 dollar apps and your like lets get down to business and get this done. And yet come join me September 10th and I will welcome you with open arms and so much accountability. 

[00:11:27] All right. Now, I've known you now for a couple of years I think give or take. And I got to say she's the real thing. She she lives, she loves this. I get on calls with her. And you know on Zoom or WebEx or you know all these types of technology online and she doing well she's on the call she's on a treadmill talking I'm gonna get on the call. All I know she's doing that right now. All right. 

[00:11:54] Well, I am actually pacing right now. 

[00:11:57] There you go. She she lives it, she loves it. The people that work with her absolutely love it. Oonagh is not compensating me in any way, for those of you who don't know me you haven't been listening for the last 20 years. I think she's got some great tech and great heart and is really trying to help out again. She has been an associate editor, fitness editor, in fact, for magazines. She has been all over the place helping women and some men as she said but kind of specializing in women in their 40s when it's really tough when you've got to start taking those pounds off from the kids. Helping them out doing that live and having a whole lot of fun while doing it. And again the Website is fit feels good dot com. Anything else, Oonagh like to add. 

[00:12:43] No that's fantastic. Thank you so much. OK. That was really lovely. Hey 

[00:12:46] You're welcome. Take care. OK. So now we're going to get into the tech side. We've got a lot of stuff to talk about. So here we go.

[00:12:59] You know we had a lot of complaints from people about this whole net neutrality thing and I think the reason is people just didn't understand it. We had a group just like we have right now a group of far leftists, socialists who want the government to control everything. And, if you don't think that's been the case for a while. Look at your tax bills we're over 50 percent now. What do you buy? What do you own, that you think it's worth 50 percent of your income? Right. Anything is your car worth working six months out of the year for?  Remember that means January through June or July. What's worth that? Is government? Are the services government providing you. Are they worth half of your whole income? Well, those same socialists were out there just beating this drum, because in the latter part of the Obama administration the FCC passed this net neutrality rule where they pulled the Internet under direct FCC control, by one simple ruling right. And the FCC said well we don't really have the authority to do this but they did it anyway just like President Obama said that we don't have the authority to do this but I did anyway. They were saying if net neutrality goes through we are out of luck. 

[00:14:17] Right. Because they're going to slow down the Internet. There's going to be advertising everywhere, if it doesn't go through we need it so that everything on the Internet is treated fairly. So, that your soccer team is treated fairly. So, that you're not overpaying for Internet access. And you'll remember at the time my argument to that was hey wait a minute now. Why should the old grandma, who's sitting there in her home doing nothing except waiting to get an e-mail or some pictures from the grandkids? Why should she pay the same amount as some kid sitting in the basement playing full 3D video games and talking to the friends all at the same time and streaming Netflix in the background? Maybe if Hulu in the background, right? Why should grandma pay the same as a super high end user of the Internet. It just doesn't make sense. Well, there's another factor I talked about which is that you will take the incentive to invest in the Internet away. If you have this so-called net neutrality, right. Why would businesses try new things? Why would businesses invest in more bandwidth, if they can't charge for it? Why would they invest in more bandwidth, if the high end users can't be charged more? 

[00:15:39] Right. You remember me talking about that. Well, we now have proof that what I said was absolutely right. Because you know that President Trumps FCC and of course, the head of the FCC Ajit Pai just came out and eliminated that so-called net neutrality rule. Of course, the left was out all over the place saying oh the world is going to fall apart. Well, guess what. not only did it not fall apart, but the Internet has gotten much, much better because of the net neutrality repeal. So, I'm looking at two articles from this week. One is AT&T is investing more now. Iowa right. Not a big state kind of flyover country, as the Clintons like to call it, right. It's not an East Coast-West Coast which gets most of the attention. No, it's in the Midwest. Iowa. AT&T is investing nearly 120 million dollars to boost local networks in Iowa. That's just this week. So, they're boosting reliability coverage, speed, and overall performance for the residents and businesses of Iowa. Including rural Iowa. OK. So, they've already made 365 network enhancements across Iowa including new cell sites, network capacity, and network upgrades, since President Trump removed this so-called net neutrality, which was terrible, terrible to have in place I can't believe they did this. And, again it's the far left that's doing this. Here's another one. Absolute proof as to what's going on. That's just one sample right that article this week from MarketWatch which is an investment website. OK. And that ultimately came from PR Newswire. Our next one. The U.S. Internet speed has gone from 12th place in the world.

[00:17:38] So, we had the 12 fastest average internet speeds. Now the U.S. we invented the Internet, literally invented the Internet. And we've been we've fallen to 12th place in the world under President Obama, as far as internet speeds go. Well, here you go, we got rid of net neutrality. We've got companies like AT&T and of course Comcast and you name it. Everybody investing this week as well. T-Mobile came out wasn't T-Mobile it was a third-party analysis. T-Mobile right now has the fastest 4G LTE speeds of any company. They are just pounding it. And you know I switch personally from Verizon, I've had Verizon Wireless since the early 90s. So, since they first started providing cell service, before it was even called Verizon. So, I've been with them a long time, and I switched to T-Mobile. And, of course, you have to have a newer phone if your Verizon customer moving to T-Mobile because you need the additional bands. But they've done amazing things again since net neutrality was removed. Well, now we've got this article. We were 12th in the world. And, since the repeal of net neutrality took effect on June 11th. Since then, the U.S. Internet speed has gone from 12th in the world 12th fastest in the world we're now sixth fastest in the world. What does that mean? That means that as far as the Internet goes businesses are investing again because they realize that if they put like AT&T 120 million dollars into Iowa, they can get their money back out.

[00:19:31] Very good thing. I love the fact that they're doing this. So it makes a huge, huge difference here. You should see some of these tweets too about this article. Wow. So Ajit Pai. He announced late last year he's going to repeal it and stuff but it's oh it's going on and on and on. Of course, some positive comments and some others. So, my internet speeds have improved dramatically. How about yours? OK. So we're going to talk about new facial recognition stuff and I want to bring up this whole idea. Businesses have that, no one's going to come after me right.

[00:20:16] Now, of course, who robs banks. thanks, Willy. Text me his last name if you remember 8 5 5 3 8 55 53. He Robbed Banks because that's where the money is. So, where are the bad guys going to try and hack? Well, obviously they're going to go after the money. They try and go after banks and try and build up the whole idea behind banks. And they've got the money we're going to have them but the banks have the money to put into fixing their security. So, where else to go if you're the bad guy?

[00:20:52] Yes Sutton, you're right. Hey, thanks for that. 

[00:20:56] Any other comments, you can always send them there to 8 5 5 3 8 5 fifty-five fifty-three. 

[00:21:02] But, where do they go now? Well, they go after small businesses because small businesses are not savvy when it comes to security. And, I see that every day. You know I keep mentioning I'm picking up more and more customers two more this week where we're doing scans for them because you know in this case one of those cases was the unknown, unknowns right. I don't know. What I don't know about my security. In accountancy, an accounting company. And so we started looking. And of course they do billing for customers and things and we have a customer right now. Well actually their insurance company is our customer because they were an accounting firm and as an accounting firm, they had all of this data the data. Guess what was stolen? They got hacked. Their firewall right through it because most firewalls are pieces of garbage and they were able to use that stole 180000 dollars in cash from the accountancy's customers. So, if you don't think you're exposed, you're wrong. But, you wouldn't be out of the ordinary, because there is right now 76 percent of small businesses say that they have not activated any sort of multifactor authentication. And we've talked about that on the show before. You know I'm using Yubikeys. I've got my clients moving towards those, as well. We've got the integrated systems so, that if someone comes on board we can give them access to everything from one place and if they leave we can remove their access to everything, from one place. 

[00:22:42] But 51 percent of small business leaders who were polled are convinced that their companies are not our target for cybercrime. Now, have any of you have a board of directors that needs some information. Let me know. We just this week did an FBI webinar that I ran, on this very issue. How do you convince your board of directors that they need to do something and do something urgently? This is not the same world it was five years ago. So, 51 percent of small business leaders are convinced their companies are not a target for cybercrime. And yet at the same time, they are the ones who are getting breached. I pick up a new client at least every week that has been breached and we've got to go in and clean up the mess. Or as I mentioned our help when the in the lawsuits that ensue and get paid by the insurance companies and that's after the business is going out of business because they lost all of their working capital, their cash is gone. So, here's another example an Ohio man got sentenced to 15 months for a BEC scam, business email compromise Olemewa Jumeau. I'm probably mispronouncing that, targeted CEOs, CFOs and other business leaders with fraudulent e-mails. 

[00:24:06] So, Chief U.S. District Judge is this from the from the press report press release, Chief U.S. District Judge Janet Hall last week sentenced him to 15 months in federal prison for his role in a business email compromise scheme targeting organizations in the United States. You know I was looking at the stats from our clients from just last week and it was amazing to me to see wow how many attempts there were we stopped for our clients last week. I think it was like four dozen business email scam attacks directly actually attributed to it. Of course, you know tens of thousands of spam e-mails. But these were really directed attacks where they're going after a specific business. OK. So after 15 months in federal prison, he is going to have three years of supervised release. Now, it just bugs the heck out of me. Fifteen months. Here's a guy that stole the retirement, the livelihood of these business people, right. We're businesspeople, we're trying to run a business. We're hoping that it will support us in our retirement because heaven knows Social Security isn't going to cut it. We're hoping that maybe we have something left to pass on to the children, as long as the government doesn't take it from us. So, they've lost it all. They've lost it all. And this guy. It's 15 months. It's absolutely crazy. 

[00:25:37] So, this guy admitted that he caused losses exceeding 100000 dollars in order to pay 90000 restitution. I don't know what the actual numbers are. That's all he admitted to but, bad news. Make sure you tighten up your security if you want me to talk to your board of directors. I'll be glad to make presentations. I do it all the time for annual meetings and other places. Reach out if you have any other questions or comments, reach out. Just pick up your phone you can text me 8 5 5 3 8 5 55 53 8 5 5 3 8 5 55 53. Keep an eye out in your e-mails, hopefully, you're on my e-mail list because starting this week, every week in September I'm going to be doing a different webinar. We're going to be talking about the big problems out there, ransomware what to do about it. Business email compromise. All of this stuff. So, if you want to be involved in those, let me know is well, free to attend. I have solutions that I'm going to offer, as well, but the free information here 8 5 5 3 8 5 55 53. Have a great week and we'll chat again next week. Bye-bye.

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Related articles:

The End Of Net Neutrality Has Doubled Our Internet Speed Ranking

With The End Of Net Neutrality AT&T Invests Nearly $120 Million To Boost Local Networks In Iowa

Half Of Small Businesses Believe They’re Not Cybercrime Targets 

DNC Reports Attempted Cyberattack On Its Voter Database

New Facial Recognition System Catches First Imposter At US Airport

Ohio Man Sentenced To 15 Months For BEC Scam

Another Equifax-Style Hack On The Way? Could Be!

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