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Jul 22, 2019

Craig is on with Jack Heath this Monday morning. Jack and I discussed the government profiting from your private information and the dangers of a cashless society.

These and more tech tips, news, and updates visit - CraigPeterson.com

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Below is a rush transcript of this segment, it might contain errors.

Airing date: 07/22/2019

Governments that Profit from your Private Personal Information and the Drawbacks and Dangers of a Cashless Society

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Craig Peterson
Good morning, everybody. Craig Peterson here. Thanks for joining me again here on the podcast. I like that our numbers are coming up. I appreciate everybody who's made a comment and given me a five-star review over there on iTunes, they are great and very much appreciated. Again, thanks for listening to the podcasts.

I was going through the news and collecting articles, which I do a couple of times a day trying to keep up on everything. I don't know if you've seen what Elon Musk is working on and his latest little bit of technology. It is a computer chip that he wants to implant in your brain. Now we've heard about these types of things for many, many years. However, this is from a startup. I am not sure if he funded it, but it was part of his little empire and is called Neurolink. The goal is to implant a tiny sensor in your brain. And you, by the way, using a robot to do it. Then these sensors will pick up brainwaves so that a person with quadriplegia can control a smartphone or other computer device. It is quite cool technology. They founded the company back in 2016. They've already done some testing with a wired version of the implant in rats. They also did it with a monkey who was able to control a computer with just thought. That I think, is a very cool thing. We'll see how it goes. Ultimately, as I said, a lot of people have talked about this forever, and there have been many, many attempts to try and do it with varying levels of success, I have to say, but it's not new. It could be very, very good, and just being able to send a text message by thinking is a huge step. I cannot imagine being locked in a box as a brain in a quadriplegic body. It's just incredible. So we'll keep an eye on that as time goes on. This morning I was on with Mr. Jack Heath, and we talked about how the US is moving towards a cashless society and why it doesn't make sense. Just look at what we've learned from a Hong Kong protesters out there. Florida's DMV is selling personal information. Is that a good idea? To who are they selling? I compare with what New Hampshire used to do what we're doing now under the new federal laws. So, here we go with Mr. Jack Heath.

Jack Heath
Back on this Monday morning at Craig Peterson, our tech talk guy that joins us live at the AutoFair listener lines and Craig you have some interesting stories on your docket this morning. One is about the Florida DMV, and people's license information that might be out there in the market, as they say, and also the significance of the Hong Kong protest and it's connection to technology. Good morning.

Craig Peterson
Good morning. Yeah, absolutely. You know, one of the things I loved about what New Hampshire did for so many years is with your driver's license, you had the option to prevent them from keeping your picture and not allow them to print your social security number on the card and, and keep all that information out of their databases. I am concerned about two things. First of all, the attribution quote about why did Willie Sutton robbed banks, because that's where the money was. Well, that's the same thing when it comes to these massive databases that governments and some businesses maintain, and also the amount of data many companies collect. So having that information in the database the state has the bad guys can potentially hack is always concerned me? And then of course, there's the concern about what why would you want to why would you want to even collect data that you did not absolutely need, and that's good advice for businesses as well because if you have a lot of data, this kicking around, it gets stolen, you can be in big trouble.

Now. This story, Jack, you brought up down in Florida, the DMV. They have been collecting this information for years. By the way, New Hampshire is now being forced to comply with a federal mandate that came out and requiring us to collect this information. But, Florida DMV is selling the information that they've been collecting on their drivers and ID card holders, to over 30 private companies. It includes bill collectors, data brokers, marketing firms, insurance companies, and Florida's made more than $77 million and selling this data. I think it's very concerning!

Jack Heath
That leads to my next question, how much they get paid for it? Yeah, you answered the question.

Craig Peterson
Yeah, it's $77 million, and that is not a small amount. However, for the Florida DMV, it's a barely a drop in the bucket. In Florida, the DMV can legally sell the driver and ID cardholder information, and there's no way for Florida residents to opt-out. Now NH is collecting this information, and you no longer have the option of not having your photo or some of this other information collected here in New Hampshire. I don't think we have the ability to opt-out, either. If the state decides to sell our data. We know that the FBI and other federal government agencies have been combing state databases nationwide, their DMV records, and have been using that for facial recognition. I'm concerned about that one as well. So, there's a lot of dangers there.

Jack Heath
Interesting. Let's get to Hong Kong, yeah. Yeah. Tell me because you know, that we continue to see these pretty massive protests.

Craig Peterson
Yeah, it's I think this is also quite concerning. Again, you know, that we've had the Treasury for many decades here in the United States and we've minted coin and printed paper money. Going back to medieval days and before, if you forged a coin, it was considered an attack on the king, and you received the worst punishment possible against you. Forgery has, especially with currencies, long been a big problem. Now we've got companies out there, like our friends over at Facebook. They are getting together with other companies, including some financial companies, and they are trying to come up with their own version of cryptocurrency. Well, Hong Kong has something called an octopus card. And this octopus card provides for a completely cashless society. The same thing is true in China, as well. They have something called WeChat. And that's a social media and messaging service that allows them to use that to pay as a primary payment method. These protesters in Hong Kong do not use octopus cards. They're only using cash. When it's time to go and protest against the government because it's just too easy to be tracked. So, now I'm looking at WeChat in China, Jack and it's gotten so bad over there, that if you J-walk, they again, they've got the database of the photos, they have the computers, they automatically debit you. Your E payment card no longer works to even get on a train to get to work unless you obey every law over there. So again, it's concerning. It is what we can expect with a cashless society. It represents yet another risk. What happens if a president you don't like becomes president and starts trying to do some of these things? The same thing is true with Congress when it is taken over by parties that you don't like. We certainly have a lot of protests right now against President Trump. However, this really could give a crazy power to the government.

Jack Heath
All right, good stuff, abstract but good stuff this morning. Thank you, Craig, at least on the latter half. Thank you, Craig. Craig Peterson, our tech talk every Monday. Thank you, Craig. Appreciate it.

Craig Peterson
Take care. Bye-Bye.

Jack Heath
All right. Paul Steinhauser.

Craig Peterson
Hey, thanks to everybody who's listening to this morning appearance Today's podcast was brought to you by my security summer summit. It is coming up in August. If you're not already on my email list, make sure you join. We're only just about a week away from getting started on that. You can join by just going to Craig peterson.com. You'll see right there on the homepage or any page on my site you can subscribe to my mailing list. I am not one of the internet marketers is nailing you all of the time. I am trying to keep you up to date. You can join the thousands of people that get that my newsletter every week and keep up what's going on. I send out all of my show notes, all of the information that I think is the most important of the week. So, if you miss anything, that's where you'll find it. A quick shout out here to John, who this week asked a great question. And yes, indeed, John, the Apollo moon landings did happen. So, shout out to you. I love to give a shout-out to people who go on to iTunes and give me a little ranking there as well as anybody that asks a question by just sending an email to me at Craig Peterson dot com, or quite quickly texting me 855-385-5553. If you're interested in helping your business meet the mainstream security standard, let me know. Take care, everybody. Have a great day. We'll be back tomorrow. Bye-bye.

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