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Apr 22, 2019

Craig is on with Jack Heath as they discussed presidential candidate Representative Delaney's plans to make some cyber changes in the government. They also discussed how much your tax information is worth in the dark web.

These and more tech tips, news, and updates visit - CraigPeterson.com

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Below is a rush transcript of this segment, it might contain errors.

Airing date: 04/22/2019

Rep Delaney Cybersecurity Cabinet Position - What Your Tax Info Is Worth

Craig Peterson 0:00
Hey everybody. Good morning, Craig Peterson here with another busy week I had. I was on this morning with Mr. Jack Heath and we talked a little bit about two things and I gotta say here I'm, I'm, I wish I had more time with him. A little disappointed. But we talked about Delaney, who's running for president right now, representative Delaney wants to make some major cyber changes to the federal government. And then we also talked a little bit about the scammers that are out there right now with your tax info and stuff. And I really wanted to give you some more information, but he kind of cut me off but it's his radio show. I shouldn't have any complaints. Anyways. Here we go with Mr. Heath and a bit of a surprise to I think about exactly what Delaney's trying to do.

Jack Heath 0:51
Craig Peterson, our tech talk guy. His show airs on weekends. Tech Talk on our iHeart News talk network. He joins us in the auto fair listener lines. Good morning, Mr. Craig.

Craig 0:59
Hey good morning, Jack. Interesting, you're talking about Delaney here who is running, of course, for the presidential slot and what's been happening with our US Cyber Command, because there is a lot going on right now. As you know, there are brightened held somewhere around 2 million open jobs in cyber security. And in the federal government, it's really scattered across a number of different agencies. And President Trump eliminated the position of what was called a cyber security coordinator, or maybe cyber security is our and what's happening with Delaney is he is looking to try and make a federal agency that everything comes underneath. And I get concerned when I see that sort of thing, Jack, because it's, it's difficult enough for businesses that can move quickly, that can respond quickly to be able to handle cyber security. But when you're talking about the federal government, that is a slow as molasses at best, I start getting kind of concerned. But I can see his point trying to pull it all together have a more holistic approach, and maybe having a cabinet level agency to focus on protecting cyberspace isn't a bad thing.

Jack 2:13
Well, I imagine, you know, you look at the future. And in fact, it was a story I thought of you early early early this morning Craig that one of the concerns with Russia right now. Is they either as a government or their intelligence folks are working with more cyber criminals right now.

Craig 2:33
Yeah, I read that as well.

Jack 2:33
That's not very encouraging. I mean, you know, it's not going to go away. I mean, you know as everything grows online  commerce, retail information, the appetite for those who want to take advantage of others. It's just, it's just a bigger bonanza, bigger pool, right?

Craig 2:48
Well, it is. And remember what caused the fall of the Soviet Union, ultimately, it was the spending, and they could not keep up with us in the spending race when it came to military, right? There is nothing cheaper for a government in a country than cyber attacks compared to of course, building tanks and trying to hire people and everything else. With a small team in North Korea has already demonstrated this was a small team of just a few hundred people maximum, you can cause incredible damage. And I saw that same article and what's happening over there with Russia and, and partnering with some of these criminals. It concerns me to no end. And we just had evidence come out a few weeks ago, that there again, have been attacks against some of our major pieces of infrastructure. It didn't really hit the news very much. I saw it in some of my internal security bulletins. But it's happening, it's growing. And I have to say, I don't disagree at all, with Representative Delaney, that we do need something at the top of the Federal infrastructure to protect our federal network. But how far does this go? And what kind of controls are they going to put in place? And what sort of responsibilities are they going to expect businesses to have with all of this? There's a lot of questions to answer still.

Jack 4:12
All right, any other consumer tips or observations on this Monday?

Craig 4:16
Well, hey, if you haven't found your tax reports, yet, your taxes, there is, of course, a concerted effort still going on by the bad guys. And what they'll do is they've already got your information in many cases. They'll file a W-2, they'll file 1040s. They've really gotten kind of crazy here. And they're trying to get your tax return into your bank account, and then pull the money out. So your W-2 or a 1040 is only worth between about $1 for right now on the black market and maybe 20 bucks. So. 

Jack 4:52
Yeah. Thanks. Great stuff Craig. Great, great stuff. And you know, some of the scammers out there, if you'd just get a little more conditioned to to be thinking cynically, you can pick up on it, but your email, for example, you might get an email. And they'll go after the biggest financial names. This is how simple and clever they are, for example, like the biggest bank name you've heard of, or big financial name, like Chase, or Wells Fargo, some household name. And they'll send you something like to Erin Boss, they'll say you know, an email to you Erin. Somehow they get your personal email. This very look, very official looking bank thing saying they just need to verify your Wells Fargo account or Chase, then you might think, or DC, you might think I don't really have something with oh, wait a minute, my car payment might be leased to them. So people go online, and they click verify the account. And they want you to give your account information and then pretend to tell you something where your account's at risk. The whole thing's a scam. The whole thing's a scam.

Craig 5:54
And I got something for the listeners Jack, don't let me go quick. Yeah, Google put together a really good little website that you can use that allows you to see how they are doing it. Gives you real emails, lets you look at them and determine whether or not things are false.

Jack 6:12 
I got one. And I took it to my bank because it looked so official. I go, oh my goodness, our logo, that a lot of times, you gotta look at the return website.

Unknown 6:20
And it's not the actual institution. But again, the worst thing that can happen is you ignore these things do nothing. And if it's legit, you're going to get a call. But you know, it's exactly the other thing is if you're trying to sell something online, like you go to one of these sites like say, Erin, you're trying to sell some clothing or you're trying to sell a piece of furniture. They even try and get you there. They all just set that and then start contacting you and say, well, we want you you know, we want this but in order for us to buy it, we need you to send us this and you're like no, no, no, that's not how it works. All right Craig make it a good one. Next Monday. Make it a good Monday Craig thank you very much Craig Peterson. Craig Peterson with an O-N.com.

Craig 6:54
Hey, I gotta add this in here. In case you did not get this before, previously, what I was trying to get across to Jack was there is a phishing quiz online that Google's provided. And the URL for that is http://phishingquizwithGoogle.com. That's spelled P-H-I-S-H-I-N-G-Q-U-I-Z. You already know how to spell phishing, right? But it's phishingquiz one word, dot with Google. One word, W-I-T-H-G-O-O-G-L-E.com. PhishingquizwithGoogle com. There are two dots here. There's only one in front of com. Anyways, take it, look at it. Have your friends and relatives look at it. Have everybody inside your business organization look at it. It is very, very helpful. Of course, yours truly got 100% on it. But a lot of people I've pointed to it have gotten seven or eight right. 70 or 80%. So you know, I guess that's normal. So if you don't get a great mark on it a great score. Don't feel so bad because the this technology really is kind of confusing. There's so many things going on. You just don't know what to do what to trust, just like Jack talked about with his own bank. Anyways, have a great day. We'll be back tomorrow with Mr. Polito. Bye bye

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