Nov 28, 2018
Time for some friendly banter as Craig is on with Ken and Matt discussing the Yubikey and how to keep safe while shopping online.
These and more tech tips, news, and updates visit - CraigPeterson.com
---
Related Articles:
The New YUBIKEY Will Help Kill the Password
10 Cybersecurity
Tips for Online Shopping
---
Transcript:
Below is a rush transcript of this segment, it might contain errors.
Airing date: 11/28/2018
Yubikey - No Password Logins - Staying Safe - Online Shopping
Craig Peterson: 0:00
Hey, good morning everybody. Craig Peterson, here this morning. We talked about Yubikey. Have you heard of this thing? This is going to be a game changer for so many people next year. It's a great security tool. And we also talked a little bit more about some of the things you can do to help keep yourself safe online different than yesterday with Mr. Polito. So here we go with Ken and Matt.
Unknown 0:28
All right back again. 738 on the WGAN Morning News with Ken and
Matt. Happy to have you with us here again. It's time to talk to
Craig Peterson, our tech guru who joins us now.
Unknown 0:40
Hey, good morning, gentlemen. That little controversy there not
just friendly banter.
Unknown 0:50
Craig. I was tempted to start talking first about the porn watching
employee then affected the government networks because that's the
most common and I was talking about the Yubikey. And I want to talk
to you you about two factor authentication. However, since it is
was Cyber Monday, and now it's cyber Wednesday, I think you should
give us the chips for online shopping before more people get
scammed. So let's start there.
Unknown 1:16
Yeah, it's a big deal can it always has been. And it's more of a
deal this year than in past because, again, more people are
shopping online. The deals started early. It wasn't just Black
Friday, right? That I did shopping on Thanksgiving Day on Wednesday
as well. If you guys have been on you notice the deals are kind of
everywhere they are.
Unknown 1:38
Yeah, they are indeed.
Unknown 1:40
And there's a lot of money to be saved. You never get how much
money I shaved today, honey. But here's the bottom line can when it
comes to safety online. There's a few things you need to keep an
eye out for. I've got 10 of them up on my website. But the first
one that has to do with how pay online there are new ways to pay
online. A lot of people aren't aware of Obviously, we've talked for
years about skipping the debit card, because if the money stolen
for your debit card, it comes right out of your bank account. But
now you can pay online on websites, many of them using Apple Pay
now. So can you've got an iPhone, you've had them for a long time
that you use Apple Pay me at all just Yes. And how do you like
it?
Unknown 2:32
Yes, you go wrong. We walk up. You push a button. And it works.
Unknown 2:37
Yeah. And now with your your new phone. It uses the face ID right?
To correct her. Right. Yeah. So it's designed to be very safe. So
if you go into a merchant, and you buy something, you just hold
your phone right up to their card reader, basically. And it
verifies who you are using biometrics or your pass code, and it's
now gives that merchant transaction ID that they use to get paid
from Apple. So the merchant never get your credit card information.
They never get any of that information. So it can't be stolen if
they don't have it. Well, that same technology now can be used
online at various websites. So if you can do use Apple Pay, and
then Matt, have you used Samsung Pay before? No, I've actually
never used it.
Unknown 3:28
Yeah, it's not as good You're such a homework to go use it
right now just to spite you.
Unknown 3:38
But it's something for people to consider, because you don't have
to give your credit cards etc. Another thing to consider if you
don't have one of these smartphones, is to go ahead and use PayPal,
which has a very good record of not having the data stolen from a
much better than the vendors and we should, you know, hundreds of
vendors as recently inside one of our favorites websites,
healthcare.gov just cut preached again, 75,000 people lost all of
their information, social security numbers, everything sold by the
government. So we know that there's problems with using our
information online. That's just a real quick and easy tip for
people use PayPal or use Apple Pay or use Samsung Pay when you're
online use sites that are sites that you know a little bit about,
you know that we've got Secure Site out there. That doesn't mean
your data is secure. But you know, shop at the big guys make sure
all of your software is up to date before you go online. There's
something that I do and Edward Snowden does as well. And that is
don't use your regular computer for doing online shopping. If you
can, right now, this can get expensive, obviously. But the idea is,
if your machines infected, you could lose your banking or other
information. So if you can't afford a separate computer, make sure
all of your software's patch shop up today. I just had a listener
yesterday, reach out, I wrote a little thing for him about how to
even make sure that your software is being properly updated, right.
But be careful, don't click on links, emails, scan, have good
passwords, all the stuff we always talked about, don't use public
Wi-Fi, the shopping apps, you know, some of them are good, some of
them are bad, basically use apps that the store itself has, if
you're going to do a little bit of shopping, and you just all over
this very careful don't give them more information than you need
to. Because remember, it could be stolen. They don't need
necessarily your date of birth or other things. And so only given
the data that they need can just keep it simple. Speaking of
Unknown 5:58
only giving things that people need, people are the worst enemy of
themselves. I went on a prolonged Facebook re yesterday about that
new, that new hack thing that everybody thinks is happening. And
all they're doing is getting a message from somebody that says,
hey, you've been asked for this message and tell all your friends.
And then they're telling all their friends that they've been
hacked, even though they haven't done so they spread this thing
virally forever, because they are the worst people ever. So my
point here is that people are sort of unknowingly spreading stuff
and making mistakes and leaving themselves vulnerable and so on and
so forth. Which I think dovetails nicely into a security hack I
know that you want to talk about that millions of people are
actually installing themselves they're they're doing they're doing
the work for the hackers for that basically,
Unknown 6:41
ya know, we we are security our computer is better than we have
before. Now that's not saying that our computers are properly
secured right, but we are doing a better job now the FBI is
estimating about 60% in NFC and some other stats say maybe as much
as 80 percent of all of the hacks are exactly what you said that
it's us being our own worst enemies is clicking on the links that
you really shouldn't click on and in this case what we're talking
about is these little browser extensions so you go to some website
and while that this is really cool extension that you can use for
shopping it'll tell you when there's something on that page that's
cheaper there's a extensions that give you immediate direct access
to Google all of these extensions you know think about it for a
second everybody have you installed some of these browser add ons
because these extensions are in a prime position for hackers to use
against you people are installing them voluntarily they are being
used by hackers and the same is true even for simple things like
one of the biggest hacks schemes that have been going on for a long
time again sorry Matt Android phones with their backgrounds you
know wallpaper and wallpaper that was stealing people's contact
list and the other information including even banking information
so don't install these plugins these add ons these extensions don't
download wallpaper if you don't need it don't put it on your phone
your device because too many of us are hacking ourselves our
computers store the bad guys and don't even realize what we're
doing but I like I have a really beautiful wallpaper then I
downloaded I got delete it now yeah yeah actually you should but if
you're on an iPhone
Unknown 8:49
it's so attractive it's beautiful It's the whole universe and it's
in through dm you touch it and it's great
Unknown 8:57
no you depress me I'm we've done a great place on her decks the
guru correct Peterson comedy comedy want to get a direct
information and I'm going to go on there because you have you have
some of the cyber deals on I and I want this is an aside when I was
in New Jersey I set up my sister in law's Alexa and i i love it.
That was cool. But But and I don't, I gotta find out about all the
plugins that she'll turn on your lights for you. But But I don't
want talking about that. I want to talk about the Yuba key. Because
you know, I'm I mean, I have lots of different passwords, probably
not those great ones, and probably haven't changed them enough
time. So is there's gonna be something so I don't need to do
passwords anymore ever had.
Unknown 9:39
Have you heard of this before?
Unknown 9:40
No, no, no, no, I have not.
Unknown 9:42
Okay, well, they just came out with a new version. Here's what it
is. It's a little USB fall. It's just kind of like that some type
almost they make them so that they're very small as well. And yes,
can it will help you depending on the website. I'm not everybody's
supporting this technology right now. But this is part of the whole
move towards two factor authentication. And I use USB keys, we
everyone in my business uses them whenever we're doing something
for one of our clients and what it does in our cases, it provides
high levels of encryption, but where it really could help you out
here can it and it's not a bad idea to use it because you of course
have clients information being an attorney that you don't want to
have stolen and I worked with a couple of Law Offices who
apparently were hacked by other people maybe law offices that were
opposing them in court trying to steal everything that they had
about the case it was just amazing the stuff that's gone on but
this is a physical token the best security you can have this
something you know along with something that you have and that's
what you use for it's a new standard that has come out now that
these new up keys are supporting called fight out to Microsoft is
adopting that Google's adopting
Unknown 11:12
protect people magazine your computer or is it when you go on a
website and they asked for your password you it if somehow it's
more it's better encryption is
Unknown 11:24
is it's both Okay, so so here's what it can do. You can use the UB
key in order to decrypt files on your machine, decrypt your machine
give you access to your machine. So if your machines stolen and
they don't have you up key and your password, they have no way of
getting the data that's on it. So that's one level that you can use
you be key for the other one is a password free side where you
still have a password on your computer but you only have one to
remember. So the idea is it will be a better password and then on
top of it. The USB key is used to authenticate you to these
websites. So you're no longer have to log in to websites you be key
will do it for you. These things started 45 bucks they go up to $60
and this is going to be big next year is going to be very big next
year because it will be password less you won't have to have them
anymore and all of the major sites are already starting to support
it or do support it so it's why you be I why you be IU be key have
a look at it.
Unknown 12:35
Craig Peterson our tech guru joins us at this time everyone's day
and he made today. no exception to that. So appreciated. Craig,
thanks so much for the updates. And we will talk to you again next
week.
Unknown 12:45
Hey, gentlemen. Take care. Bye bye.
Unknown 12:47
All right. Craig Peterson.
---
Don't miss any episode from Craig. Visit http://CraigPeterson.com/itunes. Subscribe and give us a rating!
Thanks, everyone, for listening and sharing our podcasts. We're really hitting it out of the park. This will be a great year!
---
More stories and tech updates at:
Don't miss an episode from Craig. Subscribe and give us a rating:
Follow me on Twitter for the latest in tech at:
For questions, call or text:
855-385-5553